As follows:

Develop a system for uniform compliance

According to the "Interim Measures for the Management of Case Accountability Work of Banking Financial Institutions", relevant systems that are consistent with the Bank shall be formulated. Such as the "★★Implementation Rules for the Management of Points for Violation of Bank Employees (Trial)".

For example, liability investigation should follow the principles of "clear facts, conclusive evidence, clear responsibilities, appropriate handling, complete procedures, legal procedures, equal rights and responsibilities, and step-by-step investigation". Based on the nature of the event, risk losses, The degree of social impact and other circumstances will be investigated on the basis of verifying the responsibilities of the relevant personnel.

The accountability policy of "encouraging self-examination and exempting due diligence" is implemented. Self-examination will be lenient and other inspections will be strict. Due diligence will be exempted and dereliction of duty will be severely punished.

After an incident occurs, it should be objectively and fairly defined based on full investigation and ascertainment of the facts, based on the role of the person responsible in causing the incident, the nature of the incident, its impact, and the degree of risks and losses caused. The responsibilities of the relevant responsible persons shall serve as the basis for accountability.

Responsibility investigation adopts punitive measures with the main contents of "deduction, compensation, fine, police, removal and transportation".

Deduction: that is, corresponding violation points will be given according to the points standards in the "★★Bank Employees' Illegal Points Management Implementation Rules (Trial)".

Compensation: that is, the parties, controllers, insiders, and persons with leadership responsibilities shall compensate the economic losses caused by the incident in different proportions according to the magnitude of the responsibility.

Penalty: that is, economic punishment, deduction of performance salary and reduction of salary grade.

Police: That is to say, necessary disciplinary measures will be given.

Leave: that is, terminate the labor contract.

Send: If it constitutes a crime, it will be transferred to judicial authorities for processing.

According to management authority, after an incident or accident occurs, the head office or branch should set up a task force to be responsible for investigating and verifying the incident or accident, determining responsibility, proposing preliminary handling opinions, and reporting to the president's office in accordance with employee management authority. The decision will be approved. If the responsible person is suspected of breaking the law or committing a crime, he will be transferred to the judicial authority in accordance with the procedures. ?

If the responsible person is a member of the Communist Party of China, the party organization at the same level or at a higher level will impose party disciplinary sanctions in accordance with the "Regulations on Disciplinary Punishments of the Communist Party of China" and other relevant regulations. ?

After the incident occurs, a decision should be made on the accountability of the responsible personnel within 3 months from the date of the incident, and the investigation and punishment will be carried out within 10 working days after the decision.

The situation and accountability results are reported to the local banking regulatory authorities.

In terms of management work

In management work, we can learn from the theory of "trust and distrust", which is to "manage the most trusting employees in the least trusting way."

What we are talking about here is a dialectical relationship. For banks, this trust means that the bank fully trusts every employee in each position, so it entrusts them with important responsibilities and powers. However, everyone is equal before the system. Whether it is leadership, management, or ordinary employees at the operation level, they must be managed and constrained by the system. Any employee, especially the leadership, is absolutely not allowed to behave beyond the system. Everyone must be strictly supervised and managed. In this sense, they are the most "distrustful". In other words, we must distinguish right from wrong at work, support each other for what is correct, and correct what is wrong. We must not replace the system with so-called emotions, and the implementation of the system must be meticulous.

Strengthen the sense of responsibility of “one post, two responsibilities”.

In strengthening management and preventing cases, as the head of an agency or department, he must not only strengthen his sense of responsibility for "one post, two responsibilities" and consciously and strictly implement the internal control system, but also strictly enforce Supervise employees to conscientiously implement the internal control system.

Just like Zhu Yuanzhang built the Nanjing City Wall to control quality to strengthen employees' sense of responsibility. It is said that when Zhu Yuanzhang, the founding emperor of the Ming Dynasty, was building the Nanjing city wall, in order to control the quality, he ordered that all city bricks delivered by the country must be engraved with the nine responsible persons of the prefecture, county, and the sixth level of the brick maker. When handing over bricks, the acceptance officer appointed by the Ministry of Industry instructs the soldiers to hit each other. If the bricks are sonorous and not broken, they are accepted as qualified; if they are broken by impact, they are ordered to be fired again and the unqualified bricks are inspected again. , all those responsible for the bricks must be punished, and the worst offenders may be beheaded. As soon as this order came out, no one from the government and county officials to the kiln workers and common people dared to play with their own wealth and life. As a result, Nanjing's ancient city wall became the largest and most majestic ancient capital wall in the world. . The ancients more than 600 years ago knew that responsibility was as heavy as a mountain, but they applied it to the humblest bricks and stones. As a modern bank employee in the special industry of currency management, how could our sense of responsibility be inferior to that of the ancients!

As a bank employee who deals with money every day, how can we "always walk by the river without getting our shoes or body wet", enhance our awareness of self-protection, and effectively prevent risks and cases?

The intentional perpetrator must have deliberately violated the rules to avoid supervision and restrictions; and the violations of relevant personnel provided convenience for the perpetrators and contributed to the occurrence of the case. Facts have shown that no matter how big a bank is or how long its history is, it may be ruined by one or two weak links in management and ruined by one or two illegal operations. This requires us to: pay special attention to enhancing the awareness of mutual supervision, including the supervision of leaders, that is, enhancing the awareness of disciplining others.

Supervision and restriction among employees means to vigorously promote the spirit of "recognizing only the system but not the people" among employees, conscientiously implement the internal control system, and resolutely change the tendency of focusing on external prevention and neglecting internal prevention; special attention should be paid to cultivating employees to supervise each other , awareness of mutual constraints, and get rid of the confused thinking that "the system only protects gentlemen but not villains"; get rid of the conservative idea of ??"this is how it was done in the past, and this is how the master taught it". If employees perform their duties of mutual supervision well, all rules and regulations can be truly implemented, blocking the channels for criminals to commit crimes, and protecting their own rights and interests from harm.

Increase business training for employees.

Some employees, especially those who are new to the industry, are not familiar with, understand or have a correct understanding of some rules and regulations, and their professional skills do not meet the requirements of the corresponding positions. Subjectively, I am willing to do a good job, but in actual work, I am unable to do what I want, and it is difficult to distinguish between right and wrong. It is often easy to make mistakes when handling business, and there are certain risks and hazards. In particular, some employees usually do not pay attention to their studies. They rely on their feelings and rest on their laurels when doing work. They do not learn or understand business processes and documents thoroughly. They eat "stuffed rice" and do not realize the risks caused by handling business in violation of regulations. Where.

Strict regulations on high-voltage lines.

When dealing with those responsible for violations of regulations and disciplines, refuse to look before and after, be accommodating, or be a good person. Whenever violations of regulations or disciplines occur, not only the parties involved, but also the managers must be held accountable; if employees are not taken seriously Problems such as poor performance of duties, poor supervision and inspection, or violations of regulations cannot be taken care of. They must be dealt with in strict accordance with relevant regulations, so that violators feel that the high voltage wires of the system are untouchable!