Bank card replacement process
After the bank card is lost, the first thing to do is to report the loss. Loss reporting methods include: telephone loss reporting and mobile banking loss reporting;
After reporting the loss, the card owner needs to bring his valid ID card to the local or off-site outlets to reissue a new card. Because the bank card with the original card number cannot be reissued, the card number will change after replacement, and it is necessary to re-bind the third-party depository accounts, such as stock accounts and futures accounts. However, the new card is related to the old card, and the previous business will be automatically transferred to the new card.
Generally, the replacement fee will be 5- 10 yuan. Some banks can make up the card on the spot, and some banks need about 7 days if they want to keep the original card number.
It should be pointed out that:
1. Reissuing a bank card is generally called reporting the loss of a replacement card, so you can change the withdrawal password when you reissue a bank card.
2. The reissued bank card is related to the original card. Even if the funds are transferred to the original card number, the money will be transferred to the new card.
3. Generally, it can be reissued in different places, but different places refer to the province. If it is outside the province, it cannot be reissued. In this case, the original card can be cancelled first, and then a new card can be issued locally, and most of the business of the original card can be transferred, such as three-party depository business, futures silver futures service, credit card repayment business and so on. However, if it is a mortgage repayment business or ETF business, it cannot be transferred and needs to be re-bound.
How to exchange a bank card for a securities account?
The replacement of bank cards in securities accounts generally needs to be handled through securities trading software, taking the computer board as an example:
Open the computer version of stock trading software > My > Business Handling > Account Management > Add/Replace Bank Card;
On the next trading day after adding another bank card, you can change the newly added auxiliary bank card to the main bank through the "Change Primary and Secondary Bank" menu;
After the primary and secondary items are changed, you can delete the bank card that needs to be changed through the "Delete Bank Card" menu on T+ 1 (if interest settlement is required, delete it after interest settlement).