Description of handling fee collection of China Construction Bank:
China Construction Bank's paper gold transaction is called account gold. If you hold the Longka Securities Card of CCB, that is, the card for purchasing funds, and you have opened online banking, you can buy it in online banking. The handling fee has been included in the bank quotation, and no additional handling fee is required.
Specifically, after entering online banking, choose securities card management under investment and wealth management, and open securities account management. After input, select the ID number according to the ID card left when opening the securities account, and then select "20 1- account gold quotation" in the drop-down menu, and click OK. When trading, select the "Gold Trading" option under "Investment and Financial Management", and select inquiry quotation, real-time trading or pending order trading according to the options.
Note: 1. When logging in to online banking, if "Extreme Edition" is selected, "Gold Trading" will not be displayed, that is, gold trading is not allowed.
2. The trading time of securities account and account fund is 10: 00am-3: 00pm, and it is not allowed to open accounts at other times. But you can also open an account at the CCB counter.
Precautions for beginners to invest in gold:
The existing domestic gold investment channels mainly include paper gold, physical gold bars, gold ornaments, gold coins and so on.
According to the online survey on the website of Shanghai Gold Exchange, among the 16 13 people who participated in the survey, 39.5 chose paper gold, 40.6 chose gold bars, and 12.3 chose gold ornaments. In fact, paper gold has the lowest cost, good liquidity and high price persistence, and is the first choice for investing in gold. At present, CCB, BOC and ICBC all have some pilot projects to trade paper gold.
The representative of investing in gold bars is the Gaosaier gold bars sold by China Merchants Bank. Compared with paper gold, the cost of gold bars is relatively high. At present, the price difference per gram is 1.5 yuan, while paper gold is usually 1 yuan, so ICBC only charges a lower handling fee. The premium of gold jewelry is higher, usually above 10, while the premium of commemorative gold coins and gold bars is slightly lower, also around 5~7.
Investing in gold is very different from buying stocks, bonds or real estate, that is, it is necessary to have a global vision. Because the rise and fall of gold price is closely related to the global economic and political dynamics. Zhang Lianguang, manager of personal banking department of CCB Shanghai Branch, reminded investors that it is very important to invest in gold and reserve knowledge. Investors should first master the basic knowledge of gold investment, such as gold trading varieties and their advantages and disadvantages, gold pricing mechanism, and the fluctuation relationship between gold price and US dollar and international crude oil price. We should also master some basic analysis methods of gold investment, such as the fundamentals of individual gold investment in China, the relationship between supply and demand, and how to analyze the trend of gold price according to important economic data.
In addition, when investing in gold, we must have enough risk awareness and necessary psychological preparation. It is difficult for ordinary investors to judge the short-term trend of gold prices, so they can choose to intervene at a relatively low point and hold it with a medium-and long-term investment mentality. This is convenient and worry-free, and it is forbidden to use stocks and futures for short-term operations.