There are many ways to borrow money. I suggest you choose formal channels and recommend our channels to you.

The loan amount through China Merchants Bank is small (less than 50,000 yuan). If you are already a user of China Merchants Bank and downloaded the mobile banking APP of China Merchants Bank, you can try to apply through this interface by logging in to mobile banking and clicking My-All-Loan-I want a loan. If you meet the credit card requirements of China Merchants Bank, you can try to apply for a credit card.

The loan amount is more than 50,000 yuan. If there is China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank outlets. Due to the different requirements and application materials of each loan project, the current loan purposes are: car purchase, parking, decoration, education, bulk consumption shopping, tourism and other legitimate personal or family consumption; And the use of business turnover. You can call 95555 at 8:30- 18:00 to enter the manual service and provide the loan purpose and city for detailed information. Whether the loan application is approved or not shall be subject to the comprehensive audit results of the personal loan department of the handling bank.

What loans can sesame score 600 apply for?

1, Alipay Ant Borrow-up to 300,000 (600 points)

If the sesame score is not less than 600, you will have the opportunity to open an ant loan, with a maximum of 300,000 and a daily interest rate as low as 0.0 15%. The loan is automatically opened at the beginning of the loan period, and users cannot apply. Users who have opened Ant Lending can see their loan amount and loan interest rate, and the loan operation is very simple.

2. Call for a good term loan-the maximum amount is 200,000 (600 points).

With a sesame credit score of over 600 points, Alipay real-name users aged 265,438+0-50 can find this pit by searching for good loans on Alipay homepage or paying attention to Alipay life number.

After entering the interface, you can apply by filling in your personal information in the menu bar "I want"-"Apply", and the system will evaluate the matching amount according to your information and credit information. The loan amount can be recycled within 3 years, and the high sesame score has preferential interest rates.

3, Zhilian financial exotic flowers (600 points)

For college students' credit loan products, you can apply for sesame credit with 600 points, or you can apply with school information. There is no handling fee, and the interest rate is as low as 0.04%. The key is not to charge liquidated damages! No punishment! No punishment! On Alipay's homepage, just search for financial exotic flowers. Now engage in activities, interest-free coupons of 2000 yuan for three months.

Extended data

Matters needing attention

1. The loan shall be used in compliance.

If you are going to gamble and gamble, the bank will definitely avoid you. And if you use it for stock trading, futures trading and wealth management products, these banks are also not allowed.

2. The loan amount should be reasonable.

Be sure to make a budget before applying for a loan. The loan amount can be increased by 65,438+00% on the basis of the budget. Beyond this limit, you may have to pay for your irrationality.

3. Ask the total interest of the loan.

Zero interest rate ≠ zero interest, the two must not be confused. The so-called zero-interest loan products generally transfer interest to fees, guarantees and other items. After careful calculation, it is not necessarily cheap.

How to get a loan if Alipay doesn't have enough sesame seeds?

Sesame Credit Score (Sesame Credit Score for short) refers to the comprehensive processing and evaluation of data in various dimensions (covering financial lending, transfer payment, investment, shopping, travel, accommodation, life, public welfare and other scenarios) by using cloud computing and machine learning technologies under the authorization of users. , and can comprehensively process and evaluate the data from the aspects of user credit history, behavior preference and performance ability. Scores range from 350 to 950. Continuous data tracking shows that the higher the sesame score means the better the credit level, and the lower the probability of default in financial lending, life service and other scenarios. Higher sesame score can help individuals get more efficient and better service.

Tips: Peer-to-peer lending has certain risks, so please choose carefully. If there is a demand for funds, Ping An Bank has launched unsecured credit loans, as well as mortgage loans and mortgage loans for houses and cars. Different loan application conditions and requirements are different. Whether the examination and approval can be successful is evaluated according to your comprehensive qualifications. For details, please log in to Ping An Pocket Bank APP- Finance-Loan and try to apply.

Reply time: 202 1-09- 18. Please refer to the latest business changes announced by Ping An Bank in official website.

[I know Ping An Bank] Want to know more? Come and watch I Know Ping An Bank ~

Can sesame credit score not be enough to get a loan?

If the sesame credit card (credit card) reaches more than 600, you can apply for a loan with an assembly line; If the sesame credit fee is above 700, you will have the opportunity to apply for a good-term loan with a loan amount of 500-50000 yuan, and you can repay it in installments.

But some people will question, when the sesame credit score is below 600, can you still run a loan? That depends on which platform to apply for a loan. If you apply for a loan on Alipay platform, it may not pass, because sesame credit score is a standard to measure whether to lend.

Nowadays, there are various loan methods, and there are many choices for various online loan apps. Some platforms need to verify the sesame credit score, while others don't. You can choose some loan products that do not need to verify the sesame credit score, such as bank credit card (debit card), Lehuakai application software, loan app and so on.

When choosing this type, you need to know clearly what the loan interest rate is, and be careful not to fall into the trap of high-interest loans.

How many points can Alipay Sesame Credit borrow?

Sesame credit above 600 can use Alipay loan.

You can apply for the "flower garden" quota for sesame seeds with 600 points or more.

You can open Alipay loan with sesame score above 700.

Users with sesame scores above 700 have the opportunity to apply for Alipay loans, ranging from 2,000 yuan to 1000 yuan. The loan term is divided into 3 months, 6 months, 65,438+0.2 months, which can be repaid at any time with monthly interest. The repayment method is equal principal and interest.

You can apply for "borrowing" if the sesame score is more than 600. Through "borrowing", sesame credit users can apply for personal consumption loans with the corresponding amount of sesame seeds, and the applied amount can be withdrawn to Alipay balance, which is equivalent to obtaining a loan from the bank.