I think this kind of financial product does not exist. As long as it is a financial product, there are certain risks, and the risk is directly proportional to the income. Don't covet low risks and high returns. Stick to this for a long time. If you think this way, you will definitely fall into a pyramid scheme or lose all your money.

If you want to earn more, I first recommend you stocks, which are high-yield and high-risk. However, if you have just started to manage money, I do not recommend you to fall into the trap. The risk is too high and no one can afford to lose.

Secondly, if you want low risk, we recommend bank deposits and bank regular financial management. Bank deposits have no risk, but the returns are particularly low. The return rate of regular financial management is 5%, and the risk is small.

It’s better to correct your mentality. Gains and losses are always balanced. Either you can get both, or you can’t get either.