The personal credit report can be printed from the bank’s self-service inquiry machine. In addition, large commercial bank branches will set up self-service personal credit report inquiry machines. If you need to print, you need to bring your ID card and mobile phone. You can only print by yourself and cannot print on your behalf.

1. Find the self-service inquiry machine at the People’s Bank of China branch;

2. Insert your ID card into the middle left side of the inquiry machine for photo comparison and other operations;

3. After the self-service query is successful, the credit report will be automatically printed.

There are three main versions of personal credit reports in the credit reporting system of the People's Bank of China, each containing different information:

1. Personal version: for consumers to understand their own credit status, mainly showing the credit information and public information of the information subject. Including personal version and personal detailed version.

2. Bank version: mainly for commercial banks to query. In the credit transaction information, this report does not display the names of other lending banks or credit institutions other than the querying institution. The purpose is to protect business secrets and maintain fairness. compete.

3. Social version: for consumers to open stock index futures accounts. This version displays your credit summary information, mainly including personal professional qualification records, administrative reward and penalty records, court proceedings and enforcement Records, tax arrears records, social insurance records, housing provident fund records and credit transaction records.

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1. Credit reports are divided into personal credit reports and corporate credit reports. It is a personal credit information record released by the Credit Information Center of the People's Bank of China and is used to check the social credit of individuals or companies. Credit reports are divided into three categories: basic personal information, credit transaction information and other information.

2. In May 2019, the new version of personal credit information will be officially launched, and the length and precision of credit information will be further improved. The new credit report of the central bank's personal credit report system has been put into operation, and the "validity period" of overdue records has been officially set to five years. The new credit report sets the starting point for overdue information in October 2009, and previous bad repayment records have been deleted. Since the relevant departments do not stipulate the time limit for negative records, overdue records will be displayed in the old version of the personal credit report, no matter how many years ago. A new credit report only shows a consumer’s past due records for the last five years.

3. In the past, some citizens complained that personal credit reports were difficult to understand because they were all tables and numerical codes. The meaning of each number must be referred to the notes. Now the new version of the report changes the table-based display method and uses more text to describe. Citizens can see at a glance which cards are overdue and which are repaying normally. At the same time, the new report also reserves a display area for information such as asset disposal and guarantor compensation.