It can be divided into two categories: basic securities such as stocks, bonds, etc., and derivative (advanced) securities such as futures and options.

Based on ownership attributes, financial products can be divided into two categories: property rights products such as stocks, options, warrants, etc., and debt products such as treasury bills and bank credit products.

Based on expected returns, financial products can be divided into non-fixed income products such as stocks, options, funds, etc., and fixed (also called structural) products such as various bonds and credit products.

Based on the length of time, degree of risk and trading venue, financial products can be divided into short-term products, long-term products, low-risk products, high-risk products, currency (market) products and capital (market) products, etc. Many categories.

Financial Products (Financial Products) refer to various carriers of the financing process, including currency, gold, foreign exchange, securities, etc. That is to say, these financial products are the objects of purchase and sale in the financial market. The supply and demand sides form the price of financial products, such as interest rates or yields, through market competition principles, and finally complete the transaction to achieve the purpose of financing funds.

For example, stocks, futures, options, insurance policies, etc. are financial assets (Financial Assets), also called financial instruments (Financial Instruments), also called securities (Securities).

Reference materials:

Baidu Encyclopedia? Financial products