1: There is no handling fee, but there is a slight difference, which is equivalent to the handling fee. The bilateral spread is 0.8 yuan/gram. It is 0.8 yuan/gram for one transaction.
2: ICBC’s RMB paper gold transactions are transactions within your account. You only need to apply to open online gold transactions, and there is no need to use a USB shield.
I am speculating on paper gold. ICBC has just opened it and does not use USB shield.
It should be very safe.