Jingdong Finance has now become an independent financial platform and left JD.COM Group on 20 13 and 10. But it can only be said that JD.COM Group will not be in charge of business, and JD.COM's brand influence will affect Jingdong Finance.
Users on JD.COM can log in to JD Finance directly with their accounts, so JD Finance does have business cooperation with JD.COM, and cooperates with large companies to enhance the reliability of JD Finance platform.
Product Analysis of JD.COM Financial Management Platform
Among the wealth management products recommended by Jingdong Finance, the main wealth management products include Jingdong small treasury, stocks, bank selection, funds and gold. These wealth management products are formal wealth management products that have been approved by the regulatory authorities before they are allowed to go public.
Jingdong Finance itself can only be used as a platform for information display, and a series of strict audits will be conducted before the official launch of wealth management products, so the wealth management products launched by Jingdong Finance have certain formality. As for the risks of JD.COM's wealth management products, there are certain risks as long as you invest.
Analysis on the Capability of Jingdong Financial Management Platform
Since the launch of JD Finance, there has never been a case of overdue payment of wealth management products. Financial products with relatively low risks, such as money funds, used to be paid on schedule.
Speaking of timely payment, Du Xiaoman Wealth Management has been operating safely for nearly five years, and the previous products have also completed the principal and interest payment. For example, from the balance profit in Xiaoman Wealth Management 1 1,000 yuan, the annualized rate of return for seven days is 2.75%. Friends who have investment plans recently can learn about it.
If analyzed from the perspective of financial management alone, JD Finance is a very good and trustworthy financial management brand as a whole.