The definition of modern "illiteracy" in the New Textbook for Practical Literacy compiled by the Literacy Center of Southwest University is that people who can't use computers, manage money, use common sense, educate children and don't obey traffic lights are all manifestations of modern "illiteracy". As for the common sense of electricity use, since it is common sense, the general public should learn from it in their lives. After mastering it, you can use electricity safely and reduce the harm to your life. As well as other electrical appliances and communication tools closely related to life brought by the development of science and technology, we should master some basic common sense. And other social development, it is necessary for people to master it. Now no matter in management or in daily life. Computers and networks should be very common. If you don't know how to use a computer, it will greatly limit and reduce a person's work efficiency. If you don't use the internet, it will bring people closer, make communication more convenient and improve work efficiency ... If you can't use a computer, can you say you are smart?

Online learning cannot be used.

The internet makes the world at your fingertips. The Internet is changing everyone's way of life, study and work. Network resources are abundant. Through blogs, we can learn many great ideas. For example, in the past, learning investors mostly watched stock reviews on TV and then made some basic judgments. Now many senior people in the securities industry have blogs, and their trading ideas and views are clearly visible. We will study them, learn from each other's strong points and gradually form our own ideas. In the past, research reports of institutions could only be obtained through insiders, but now many websites upload company and economic research reports in time. The Internet has greatly facilitated our life and study. Using the internet, I can learn more knowledge. If you don't understand, it is equivalent to losing a skill to acquire knowledge, which is a manifestation of illiteracy.

For the country, finance is the core of the economy; For individuals, having financial knowledge can make them live a more decent life. Do you feel that everyone around you is talking about stocks now? (Of course, stocks are only a small part of finance. They talked about "the central bank will raise the deposit reserve ratio again" and "will it raise interest rates this year?" "Hong Kong stocks plunged late last Friday. Will A shares open lower next Monday?" Obviously, stocks have become a part of it. They pay more attention to national economic data and are more sensitive to national policies. All these reflect the development of a country in a certain period. People have spare money and think that it is not worth preserving in the bank, let alone increasing in value (the bank interest rate is only a nominal interest rate, and now the inflation rate is much higher than it, so the real interest rate is negative), so they want to get an investment higher than the bank interest rate. "If they didn't beat Liu Xiang, they must also have CPI" (CPI: consumer price index, reflecting the pressure of inflation in a certain period). Now you may not know what bonds, funds, stocks, futures and so on. It doesn't matter. You can participate in the investment of some of these products through the advice of financial planners of some financial institutions. It is certainly better to learn this knowledge by yourself, which can not only enrich our lives, but also make our lives more decent. On the other hand, how can people who don't understand these things not be said to be illiterate?