The financial industry should be subdivided into the following specific industries: 1, banking (including commercial banks, central banks, policy banks, credit cooperatives, urban cooperative banks, etc. ) 2. Securities industry 3. Insurance industry 4. Trust industry 5. Fund industry 6. Finance company 7. Investment bank 8. Pawnshop is also one of the special financial industries 9. Futures are barely counted.

2. What are the excellent occupations of bank loans?

Excellent occupations include (excluding business personnel whose main income is sales income):

(1) Civil servant: refers to the staff in state organs who perform public duties according to law, are included in the state administrative establishment, and their wages and benefits are borne by the state finance, including judges and prosecutors in judicial organs, except active servicemen;

(2) Staff of public welfare institutions: refers to the staff of public welfare institutions, such as schools and hospitals, which are included in the establishment of their undertakings and are paid all or part of their wages and benefits by the state finance;

(3) Personnel of social institutions: refers to the official staff of social institutions. Social public utility refers to a state-owned unit with a certain goal, scale and system, which is used by the public or unspecified people and has an impact on social development. Including water supply, water saving, drainage, electric power, heating, gas supply, public transportation, telecommunications, postal services, environmental sanitation, ports, airports, underground public facilities and their ancillary facilities and other public utilities;

(4) Financial industry personnel: including the official staff of banks, securities companies and insurance companies;

(5) The official staff of a wholly state-owned monopoly industry or a leading enterprise in the industry (it is necessary to provide information to prove that it ranks in the top three in the industry), such as a tobacco company.

(6) Official staff of listed companies: listed companies include domestic and foreign listed companies, social institutions and subsidiaries of listed companies in the financial industry. But it does not include other listed companies, ST listed companies and subsidiaries of GEM companies. Moreover, foreign listed companies must be confirmed by the credit information personnel inquiring about the relevant websites;

(7) Persons other than those specified above need to be recognized as excellent occupations, which shall be recognized by the retail risk management department of the Bank.

3. Who are the outstanding people in the loan business?

Good credit, less debt, stable income, good nature of work unit and good occupation type (such as civil servants, teachers, doctors, lawyers, etc.). )

4. Which banks can provide excellent professional credit loans and liabilities?

1, personal micro-credit loans, the enterprises and professional groups with the highest priority, are the staff of state institutions and state-owned enterprises, such as civil servants, government cadres and personnel, and belong to the media staff of radio, television, newspapers and other institutions. , followed by a municipal hospital doctor, a household staff, This is the most popular person in the bank.

2. The second priority employees are the top 500 foreign companies, executives of large enterprises and white-collar workers, such as senior management cadres and staff of banks, financial institutions, mobile, telecommunications and Sinopec.

3. This kind of people are deeply liked by lending institutions: technical and management personnel with senior titles and skills, such as practicing lawyers, certified accountants, certified tax agents, registered supervisors, corporate legal advisers and other senior management personnel.

4. Other people with stable jobs and stable incomes have a higher pass rate, such as teachers and business management consultants.