If the loan is different in each region, the interest rate is also different. Some places can enjoy preferential interest rates. You can call Xingye's customer service telephone number 9556 1, press 8 and then press 2, and manually check the telephone number of your local Industrial Bank loan manager for consultation or accuracy.

2. What is the loan interest rate of Industrial Bank?

The annual interest rate of short-term loans ranges from 6 months to 1 year (inclusive) and is 5. 1%. 2. The annual interest rate of medium and long-term loans is 1 5.5% for three years (inclusive), 5.5% for three to five years (inclusive) and 5.65% for more than five years. 3. Discount is determined with the rediscount rate as the lower limit. Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166) and its head office is located in Fuzhou. Since its opening 30 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service, accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. By the end of 20 14, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.4 1 trillion yuan, an increase of 19.84% compared with the beginning of the year. The net assets per share attributable to ordinary shareholders was 65.438+0.286 billion yuan, an increase of 22.6 1% compared with the beginning of the year. The annual operating income was 65.438+024.834 billion yuan, a year-on-year increase of 654.38+04.23%. The net profit attributable to shareholders of the parent company was 4,765.438+0.08 billion yuan, a year-on-year increase of 65,438+0.4365.438+0%; The weighted average return on equity remains at a high level of 2 1. 19%; Branches of 108 and 1435 have been established in major cities in China; It owns subsidiaries such as Xingye International Trust, Xingye Financial Leasing, Xingye Fund, Xingye Consumer Finance, Xingye Wealth and Xingye Guo Xin Asset Management, forming a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management. As the first "Equatorial Bank" in China, Industrial Bank has always adhered to the "scientific and sustainable" development concept, operated legally, steadily and in a civilized manner, taking into account the interests of shareholders, customers, banks, employees and the social environment, and actively practiced corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad. In recent years, it has successively won the honors of the best joint-stock commercial bank, the most innovative bank, the most listed company with investment value, the best shareholder return bank in Asia, the best profit bank in Asia, the best corporate citizen in China, the most socially responsible listed company, the best green bank, the winner of the Asian Sustainable Bank Award, the national advanced group for emission reduction, and the "carbon society citizen" of the World Environmental Protection Conference. According to the latest evaluation by the British Banker, American Fortune, Forbes and other international authoritative organizations, Industrial Bank ranks 43rd among the global 1000 banks, 338th among the global 500 companies, 29th among the global 2000 listed companies, and ranks among the domestic 10 banks. He was awarded the Best Joint-stock Commercial Bank, the Best Corporate Citizen in China, the Champion of Asian Sustainable Bank Award, the Best Profitable Bank in Asia, the Best Green Bank, the Best Corporate Governance Award of Financial Institutions, the most valuable listed company and the 24th in the Top 100 Brand Values List of China by authoritative organizations at home and abroad.

3. What is the interest rate of Industrial Bank?

There is no uniform standard for the interest rate of Industrial Bank, and everyone's interest rate is different. The real interest rate is determined by the individual's repayment ability and adjusted on the basis of the central bank's benchmark interest rate. The benchmark interest rate of the central bank is:

1, the loan covers less than one year, and the central bank's benchmark interest rate is 4.35%.

2. The loan term is one to five years, and the benchmark interest rate of the central bank is 4.75%.

4. What is the latest deposit interest rate of Industrial Bank in 2023?

Industrial Bank's time deposit interest rate is as follows:

Three-month time deposit is 2.600%, and half-year time deposit is 2.800%.

One-year time deposit 3.000%

2-year time deposit is 3.750%, 3-year time deposit is 4.250%, 5-year time deposit is 4.750%, and the deposit interest rate of Industrial Bank is 0.440%.