1. When reaching the five-star standard, you can apply for a wealth management gold card at any branch counter of ICBC with your ID card. The card is free of card processing fee, annual fee, small account management fee and SMS reminder fee, and the deposit fee at the counter of ICBC in different places is temporarily exempted (excluding credit cards); Six-star customers are temporarily exempted from the deposit and withdrawal procedures of ICBC self-service channels in different places, while ordinary customers cannot enjoy the above transfer concessions.
2. Five-star service contents are as follows:
1. Provide "six specialties" service for wealth management account, namely "exclusive VIP channel", "exclusive fee concessions", "expert wealth management service", "exclusive wealth management products", "professional account management" and "exclusive wonderful activities".
2. Provide automatic credit granting service for personal consumption credit line. Each bank will set the basic credit line of each star by itself, and customers will decide whether to use this line according to their own needs, thus further broadening the financing channels for customers.
3. With the distribution of credit card gold card, customers can enjoy special merchant discount of credit card gold card, VIP access at the airport and other value-added services.
4. Enjoy preferential rates for related businesses.
5. service channels: mainly provide services to five-star customers through VIP wealth management center, online banking VIP edition, 46695588 VIP service line, mobile banking, self-service banking and other channels.
III. The evaluation criteria for each type of customers are as follows:
(1) Seven-star customers: the star point value is above 8, (inclusive).
(2) Six-star customers: the star point value is 1 (inclusive) ~ 8.
(3) five-star customers: star point value is 2 (inclusive) ~ 1.
(4) four-star customers: the star point value is 5 (inclusive) ~ 2.
(5) three-star customers: the star value is 5 (inclusive) ~ 5.
(6) quasi-star customers: star point value (excluding) ~ 5.
iv. exclusive VIP wealth management center. As a customer of wealth management account, you naturally enjoy a superior position. For any of your financial needs, ICBC will give priority to meeting them, so that you will be ahead of others. ICBC has established thousands of VIP wealth management centers with "wealth management accounts" in large and medium-sized cities across the country, providing you with exclusive wealth management space. With the help of account managers, you can handle all kinds of businesses at ease and enjoy the freedom of wealth.
5. Give priority to green channel service. From now on, you can handle any financial business at more than 1, bank outlets of ICBC. You only need to show your wealth management account, that is, you don't have to wait in line, and you will automatically enter the green channel to give priority to all businesses. If you apply for a consumer loan, you will automatically enter the green channel, enjoy priority service in handling and approval, and even have a comprehensive credit loan specially launched for you. It is more convenient and quick to apply for a loan with one-time credit and recycling, which will immediately meet your financing needs and enable you to realize your dream ahead of schedule.
Extended information
ICBC wealth management account card enjoys the following four services:
wealth consultant,
asset management for you,
account management for you,
expert team to help you worry-free,
wealth consultation for you, exclusive to you <