generally speaking, no matter what kind of bank, it has the characteristics of high security and strong capital preservation ability to deposit money in the bank. Because of the high anti-risk ability of the bank, it often has strong security for bank deposits, which is very suitable for users who attach great importance to the security preservation. However, the disadvantage is that compared with other investment and wealth management products, the income from bank deposits is lower. Take money funds as an example, the usual annual interest rate of money funds is more than 2%, and the annual interest rate of some good money funds can exceed 3%, and their flexibility is even higher than that of bank time deposits. Can realize the withdrawal of money on the same day. Therefore, many people will also use the money fund as a way to store their daily change.
As for other investment and wealth management products, their yields tend to be higher, such as funds, stocks, precious metals investment, futures trading, etc. However, compared with bank deposits, the way these funds are deposited is more risky, which will easily lead to the loss of principal for people who are not familiar with financial products. Therefore, it is not recommended for users of wealth management to transfer money from bank deposits to other wealth management products. Bank deposit requires users to have a bank deposit account in advance. After having a bank deposit account, they can handle bank deposits through counters, computers connected to the network, and mobile phone apps. The operation process is relatively simple, and it is really unclear how to handle it. You can go to the bank savings outlets on weekdays to inform the service staff at the outlets, and the service staff will handle it for you.
The answer was on October 18th, 221.
I agree with the interest rate of 1, yuan per month at 7
. The interest rate can be repaid in 12 installments.
this month, 23 people have applied for related services.
If the interest is less than 1, yuan a month, the amount can be as high as 2, yuan. You can apply online with your identity information. Subject to the actual approval results, the source of funds: Chongqing Duxiaoman Microfinance Co., Ltd. and the cooperative financial institution
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What's the fixed annual interest for a deposit of 3, yuan?
The annual interest rate for a deposit of 3, yuan is about 1.75% to 2.%, so if you deposit 3, yuan for one year, the maximum interest rate is only around 6 yuan.
What did Ouqi answer on a clear night? 222-5-23
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what is the annual interest of 3 thousand in the bank
1. Current deposit: If the deposit interest rate of current deposit is .3%, the deposit will be 3 thousand yuan, and the deposit period will be one year. 2. Lump sum deposit and withdrawal (time deposit): If the one-year deposit interest rate is 1.75%, the deposit will be 3, yuan, and the interest for one-year deposit will be 3, * 1.75% * 1 = 525 yuan. 3. Deposit by installment, lump-sum deposit by installment, and deposit by principal with interest (time deposit): if the one-year deposit interest rate is 1.35%, the deposit will be 3, yuan, and the interest for a one-year deposit period will be 3, * 1.35% * 1 = 45 yuan. 4. Fixed-term deposit (fixed deposit): 6% discount at the same interest rate of fixed deposit and lump-sum withdrawal within one year. How to buy a bank deposit certificate: a deposit certificate belongs to a bank deposit product, so investors need to buy it through bank channels. Most banks have supported banks to handle large deposit certificates at counters, mobile banking and online banking. Taking China Construction Bank as an example, the purchase path of mobile banking is: logging in to China Mobile Construction Bank-investing in wealth management-all investments-deposit products-certificates of deposit. However, there are also some banks that require to go to the counter to sign for the first time. To handle the bank counter, you only need to bring your personal ID card to the outlet and handle it under the guidance of the outlet staff. Can I buy a large deposit certificate every day? Unlike time deposits, certificates of deposit are issued on schedule, and the amount of each issue is limited. Because the enthusiasm of investors to buy certificates of deposit is relatively high, some banks will have insufficient certificates of deposit, so they can't buy them every day. In particular, large banks with strong ability to collect deposits have insufficient motivation to issue large certificates of deposit and a small amount of issuance. However, most banks issue certificates of deposit. Besides the four major state-owned banks and joint-stock banks, small and medium-sized banks such as rural commercial banks and city commercial banks also issue certificates of deposit, and the deposit interest rate is higher than that of large banks. Therefore, investors can choose several banks for comparison, and they can basically buy them. It is worth noting that the principal cannot be withdrawn in advance in the early stage of monthly interest payment. If the depositor wants to withdraw the principal in advance, the bank will reduce your deposit interest rate to the current interest, and then deduct the previous monthly interest payment from the remaining principal. In this way, depositors will have great losses. Of course, if depositors choose to pay interest on a monthly basis, the interest rate they get will definitely not be as high as the one-time repayment of principal and interest at maturity. In these aspects, depositors must consider clearly. Judging from the current situation, most depositors like to deposit their money in small and medium-sized banks, because the interest rate of large deposit certificates in small and medium-sized banks is relatively high, and they are also wary of the higher interest rate of large deposit certificates issued by village banks and private banks. In fact, certificates of deposit are also protected by the deposit insurance system, and they are safe within 5, yuan. If they exceed 5, yuan, they can be scattered in several banks, so the risk is not great. Of course, many depositors are now waiting to see what "innovative" high-interest deposit products will be released by small and medium-sized banks.