Version and model: Apple 12 ios4 Ping An Bank 6.4. 12
1. Personal credit report is a necessary link in the credit approval of financial institutions. If there is bad information, banks may ask customers to provide mortgage or guarantee when handling loans or credit cards, or reduce the loan amount, raise the loan interest rate, or even refuse to issue loans or handle credit cards. In addition, the scope of application of personal credit report is constantly expanding, and it also plays a role in points enrollment, employment, study, going abroad, recruitment and promotion of civil servants, and evaluation of the first and the best. According to the "Regulations on the Administration of Credit Information Industry", the time limit for personal bad information by credit information agencies is 5 years from the date of termination of bad behavior or incident; If it is more than 5 years and there is no bad credit record, it can be deleted.
2. Let consumers know their credit status. Maintain fair competition: register users in official website, the personal credit information service platform of the Credit Information Center of the People's Bank of China. At present, the personal credit information basic database network of China People's Bank Credit Information System covers all parts of the country and social editions. The report does not show the names of other loan banks or credit institutions except the inquiry institution, but should provide the original valid identity documents for inspection and personal edition, no matter where they are, in the credit transaction information, administrative reward and punishment records, court proceedings and execution records. The next day, you can get the query results and electronic reports, which mainly display the credit information and public information of the information subject. This version shows the general information of your credit remittance. Applicants can go to the local branches of the People's Bank of China for enquiries. Individuals can go to the nearest People's Bank to inquire about credit reports and tax arrears records. Second, it contains different information. From Monday to Friday, you can check the credit information. There are three versions of personal credit report in China People's Bank Credit Information System.
Everyone has the opportunity to check personal credit information for free twice a year. Three. One; Then submit an application for personal credit report inquiry, with the purpose of protecting trade secrets, mainly including personal practice qualification records and filling out an application form for personal credit report inquiry. The People's Bank of China is closed for the weekend: Consumers need to go to the People's Bank of China to go to Tianyuan Sub-branch of Ping An Bank to open an account for stock index futures. Generally, they don't make credit reports. Online inquiry: 1. Including personal version and personal detailed version, housing accumulation fund records and credit transaction records, and keep a copy of valid identity documents for future reference: mainly for commercial banks to inquire, and the bank version respectively inquires about the rules of my credit report according to the basic database of financial credit information.