Please go directly to the website of the company that wants to inquire about the money fund, and then inquire about the income of the money fund over the years, and check the "unpaid income" item. When all the money fund shares are redeemed or converted into other funds of the company, the unpaid income will be redeemed or converted at the same time. For example, I bought it from 14, and I can't confirm it until tomorrow. Perhaps the income is calculated from tomorrow, and the "unpaid income" may be discovered now or after the market opens tomorrow morning. Although the money fund calculates the income every day, it has to transfer the income to the fund share on a certain day of each month (the date stipulated by the fund company, not the subscription date), which was previously reflected as "unpaid income". If it is enabled, you can log in to personal online banking to check the income. If there is no online banking, then go to the bank counter for self-inquiry.

Simply put, the income of the money fund mainly comes from the interest on investing in the short-term money market.

When investors buy money funds, fund companies will use the money to buy short-term money market instruments. For example, buy short-term securities such as government bonds, central bank bills, commercial bills, bank time deposit certificates, short-term government bonds, corporate bonds (with high credit rating) and interbank deposits. Buying bonds, central bank bills, bank time deposit certificates and other securities all have interest, and these interests are the income of the money fund.

Money market funds usually have the following characteristics:

First, the risk is small: because all the investments are short-term securities with high credit rating, the risk is relatively small.

Second, the liquidity is high: the money fund usually arrives in a day or two after redemption. Yu 'ebao is also a monetary fund, and it does not need to be redeemed, which is equivalent to redeeming the fund during consumption.

Third, the cost is low: compared with other funds, the money fund has the least handling fee, no subscription and redemption fee, and the management fee and custody fee are not high.