It is definitely a wise choice for you to invest 5000 yuan.
Because the risk of stock trading is high, some professional knowledge is needed. But the risk of fund treasury bond futures is relatively small and easy to manage!
Fixed investment can reduce the risk relatively, but at the same time, if the fund is in a bull market, it will also increase the buying cost. In the bull market, the risk is low and the return is low, and the risk is high and the return is high. 1 annual rate of return 15~20% 30% if it is the highest.
As long as you meet the prescribed conditions, you can extract performance rewards, but if you don't meet the prescribed conditions, you can get higher fixed management fees.
You can go to the bank counter, bank online banking, online direct selling platform of fund companies, securities companies and other ways, generally through the direct selling platform of banks or fund companies. They will answer you in detail.