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Can I activate mobile online banking by calling customer service of China Construction Bank?

You cannot activate mobile online banking by calling customer service of China Construction Bank.

Relevant regulations of China Construction Bank:

1. An enterprise or institution can only open one basic deposit account in one bank. Depositors' wages, bonuses and other cash withdrawals can only be processed through the basic account.

2. A bank settlement account opened for the special management and use of funds for specific purposes. Special deposit accounts are used to handle the collection and payment of various special funds. Special deposit accounts that allow cash withdrawals are subject to approval.

Capital construction funds, renovation funds, extra-budgetary funds, grain, cotton, and oil purchase funds, unit bank card reserve funds, securities transaction settlement funds, futures trading margins, interbank funds deposited by financial institutions, income remittance funds, and business expenditure funds Funds for organizational structures of the Party, Youth League, and trade unions located in units and other funds that need to be specially managed and used in accordance with regulations can apply for the opening of special deposit accounts.

3. Handle the collection and payment of funds arising from the temporary business activities of temporary institutions and depositors. Cash withdrawals from temporary deposit accounts should be handled in accordance with national cash management regulations. The scope of opening a temporary deposit account: establishment of temporary institutions, temporary business activities in other places, registration and capital verification.

4. The depositor’s collection and payment of funds for daily business activities and the withdrawal of wages, bonuses and cash should be handled through this account. General deposit accounts are used to handle the transfer of depositors' loans, loan repayments and other settlements of funds. This account can handle cash deposits, but cannot handle cash withdrawals.

Therefore, if you call the customer service of China Construction Bank, you cannot activate mobile online banking.

Extended information:

Functions of mobile online banking:

1. Gathering function

General accounts guide many dispersed small amounts of funds Gather into a collection of funds that can be invested in social reproduction. Here, the stock market plays the role of a "reservoir" of funds. ?

2. Allocation function

The allocation of resources, general accounts transfer resources from low-efficiency utilization departments to high-efficiency departments, so that the economic resources of a society can be maximized. Effective allocation achieves the rational allocation and effective utilization of scarce resources in the most efficient or effective uses. ?

3. Adjustment function

The adjustment effect of personal accounts on the macro economy. The stock market connects savers on one side and investors on the other. The operating mechanism of the stock market works by affecting savers and investors.

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Baidu Encyclopedia-China Construction Bank

Baidu Encyclopedia-Mobile Online Banking

China Construction Bank Official Website-Electronic Banking Charter