I just want to say, how do you get along? I'm 30 years old and I haven't paid back my savings, but 70 thousand yuan is not much. At present, as long as you have a real job, it will be no problem to return it in a year or two. (The premise is that you don't spend money indiscriminately, and your girlfriend doesn't want to wait. As long as you are kind and self-motivated, I believe she will go with you, mainly because you can earn a house and a car. )