China Construction Bank Deposit Interest Rate Table 2023

China Construction Bank’s latest three-year time deposit interest rate in 2022 is 2.75%. The interest rate for demand deposits is 0.30%, the three-month interest rate for time deposits is 1.35%, the half-year interest rate is 1.55%, the one-year interest rate is 1.75%, and the two-year interest rate is 2.25%.

Bank interest rate, also known as interest rate, represents the ratio of interest to principal within a certain period, expressed as a percentage. Formula: interest rate = interest/principal*100%. Generally speaking, interest rates vary according to the term standard of measurement, and are represented by annual interest rates, monthly interest rates, and daily interest rates.

China Construction Bank time deposit interest rate table 2023

China Construction Bank’s latest 3-year time deposit interest rate in 2022 is 2.75%. The interest rate for demand deposits is 0.30%, and the three-month interest rate for time deposits is 1.35%, the half-year interest rate is 1.55%, the one-year interest rate is 1.75%, the two-year interest rate is 2.25%, the three-year interest rate is 2.75%, and the five-year interest rate is 2.75%.

The one-year interest rate for partial deposits and lump sum withdrawals, lump sum deposits and lump sum withdrawals, and principal deposits and interest withdrawals is 1.35%, 1.55% for three years, and 1.55% for five years.

China Construction Bank was established on October 1, 1954. The head office is located at No. 25 Financial Street, Beijing. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life insurance, financial services, etc. subsidiaries in various industries such as insurance, investment banking, futures, and pension funds.

China Construction Bank has a broad customer base and maintains banking business relationships with a number of large enterprise groups and leading enterprises in China's strategic economic industries. Its marketing network covers major regions across the country. On June 30, 2016, the British "Banker" magazine released the "Ranking of the World's 1,000 Largest Banks", and China Construction Bank ranked second.

China Construction Bank has always adhered to the principle of doing business with integrity and strives to achieve internationally advanced corporate governance levels to continue to create value for CCB’s customers and shareholders. China Construction Bank believes that the adoption of advanced corporate governance models is one of the keys to CCB becoming an internationally competitive modern commercial bank.

In February 2017, BrandFinance released the list of the top 500 global brands in 2017, with China Construction Bank ranking 14th. In 2018, it ranked 31st among the Fortune Global 500.

China Construction Bank's business scope: credit funds loans, residents' savings deposits, foreign exchange business, credit card business, as well as policy housing reform finance and personal housing mortgage loans and other businesses.

What is the interest rate of China Construction Bank in 2023?

The three-month deposit interest rate of China Construction Bank: 1.25%, and the six-month deposit interest rate of China Construction Bank: 1.45%.

Policy banks: including the Export-Import Bank of China, Agricultural Development Bank of China, and China Development Bank. Responsibilities: Equity participation or guarantee, not for profit, specifically to implement and cooperate with the government's social and economic policies or intentions, directly or indirectly engage in policy financing activities in specific business fields, and serve as a role for the government to develop the economy and promote social progress , financial institutions that carry out macroeconomic management tools.

What is the deposit interest rate of China Construction Bank in 2023?

Currently, its 1-year deposit interest rate is 1.9%, 2-year term is 2.4%, and 3-year term is 3%. The 5-year term is 2.65. If you save 30,000 yuan in construction and choose the 3-year term, after 3 years, there will be an interest of 900 yuan a year, and the total interest in the 3 years is 2,700 yuan.

What is the interest rate of CCB’s deposits in 2023?

1. Time deposit: 3-month interest rate: 1.35%; 1.55% monthly interest rate: 1.55% monthly interest rate; 1-year interest rate: 1.75%; 2 The annual interest rate is 2.25%; the three-year interest rate is 2.75%; the five-year interest rate is 2.75%.

2. Regular interest rates for large certificates of deposit, minimum deposit of 200,000: 1-month interest rate 1.53%; 3-month interest rate 1.54%; 6-month interest rate 1.82%; 1-year interest rate The interest rate is 2.10%; the two-year interest rate is 2.94%; the three-year interest rate is 3.85%.

What are the three-year regular interest rates of major banks in 2023?

1. Industrial and Commercial Bank of China: three-year deposit interest rate is 3.57%;

2. Agricultural Bank of China: The three-year deposit interest rate is 3.65%;

3. China Construction Bank: the three-year deposit interest rate is 3.81%;

4. Bank of China: the three-year deposit interest rate is 3.67%;

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5. Postal Bank of China: three-year deposit interest rate is 3.84%;

6. Bank of Communications: three-year deposit interest rate is 3.51%.

Time deposit interest rates of the four major banks

1. Bank of China time deposit interest rates:

1. Lump sum time deposits: 3-month interest rate 1.35% ; The 6-month interest rate is 1.55%; the 1-year interest rate is 1.75%; the 2-year interest rate is 2.25%; the 3-year interest rate is 2.75%; the 5-year interest rate is 2.75%.

2. Regular interest rates for large certificates of deposit, starting from 200,000 deposits: 3-month interest rate is 1.595%; 6-month interest rate is 1.885%; 1-year interest rate is 2.175%; 2-year interest rate is 3.045%; 3 The annual interest rate is 3.85%.

II. ICBC time deposit interest rate:

1. Lump-sum time deposit: 3-month interest rate 1.35%; 6-month interest rate 1.55%; 1-year interest rate 1.75 %; 2-year interest rate is 2.25%; 3-year interest rate is 2.75%; 5-year interest rate is 2.75%.

2. Regular interest rates for large certificates of deposit, minimum deposit of 200,000: 3-month interest rate 1.595%; 6-month interest rate 1.885%; 1-year interest rate 2.175%; 2-year interest rate 3.108%; 3-year interest rate The interest rate is 4.125%.

3. Construction Bank time deposit interest rates: 1. Lump-sum time deposits: 3-month interest rate 1.35%; 6-month interest rate 1.55%; 1-year interest rate 1.75%; 2-year interest rate 2.25 %; 3-year interest rate is 2.75%; 5-year interest rate is 2.75%.

2. Regular interest rates for large-denomination certificates of deposit, minimum deposit of 200,000: 1-month interest rate 1.53%; 3-month interest rate 1.54%; 6-month interest rate 1.82%; 1-year interest rate 2.10%; 2 years The one-term interest rate is 2.94%; the three-year interest rate is 3.85%.

IV. Agricultural Bank of China time deposit interest rate:

1. Lump sum time deposit: 3-month interest rate 1.35%; 6-month interest rate 1.55%; 1-year interest rate 1.75 %; 2-year interest rate is 2.25%; 3-year interest rate is 2.75%; 5-year interest rate is 2.75%. 2. Regular interest rates for large certificates of deposit, starting from 200,000 deposits: 3-month interest rate is 1.595%; 6-month interest rate is 1.885%; 1-year interest rate is 2.175%; 2-year interest rate is 3.045%; 3-year interest rate is 4.07%.