There are as many as seven loan platforms under Zhongyuan Consumer Finance. Different loan products have different application conditions, but the same conditions are good credit record, ID card, real-name registration system mobile phone number and stable income.

Other conditions for applying for Zhongyuan consumer finance loan products are as follows:

1, Leju Loan: the lender is the customer of the mortgaged stock;

2. Easy to rent a car: the lender is a car rental user;

3. Easy-to-learn car: the lender is a driving school student;

4. Elite loan: the lender is a civil servant or institution;

5. Withdraw money: the lender must first use the UnionPay business POS machine for consumption;

6. Provident fund loan: the lender has paid the provident fund for more than 12 months, and has not paid it for nearly six months;

7. Easy installment: the lender needs to be an Alipay user.

I. Loan channels

(1) Traditional loan (also called offline loan) refers to submitting a loan application through a bank in real life. )

(2) Online loan (also called online loan, which refers to the application submitted by online loan) is a P2P financial loan.

(3) Mobile phone loan (refers to submitting a loan application through the mobile phone loan app, which is flexible and convenient at any time and place)

Second, the basic provisions of the loan

1. Loan target: 18 to 60-year-old China citizens with full civil capacity.

2. Loan amount: After the borrower provides the pledge, mortgage, third-party guarantee recognized by CCB or has certain credit qualification, the bank will verify the corresponding pledge amount, mortgage amount, guarantee amount or credit amount of the borrower. The pledge amount shall not exceed 90% of the face value of the pledge right certificate provided by the borrower; The mortgage amount shall not exceed 70% of the assessed value of the collateral; The credit line and guarantee line are determined according to the borrower's credit rating.

3. Guarantee method: mortgage, pledge, third-party guarantee or credit recognized by CCB.

4. Application materials to be provided:

(1) A written document in which the guarantor agrees to provide the required guarantee for the borrower to obtain the guarantee amount.

(2) the guarantor's credit certification materials.

(3) Collateral appraisal report issued by the socially recognized appraisal department.

(4) Other documents and materials as stipulated by the Construction Bank.

(5) Original and photocopy of the borrower's valid identity certificate.

(6) local permanent residence or valid residence identity certificate.

(7) The borrower shall produce the income certificate issued by the employer, the borrower's tax bill and insurance policy.

(8) The pledge right required for the borrower to obtain the pledge and the amount of mortgage, the list of collateral and the ownership certificate, the written document of the owner and the property that someone agrees to pledge and mortgage.

(9) The borrower also needs to provide the bill for the hydropower property where the company is located and the bill for the hydropower property with personal address.

5. Loan term: The maximum validity period of the mortgage line is 5 years, the expiry date of the pledge line shall not exceed the expiry date of the pledge right, and the maximum validity period of the credit line and guarantee line shall not exceed 5 years. The validity period of the line shall be calculated from the effective date of the loan contract.

Which lending platform is Zhongyuan Consumer Finance?

Minimum interest recommendation for microfinance platform:

1. Microfinance: Microfinance is the first Internet microfinance product of Tencent Weizhong Bank, with a loan amount of 200,000-200,000, a daily interest rate of 0.05% and an annualized interest rate of about 18%.

2. Borrowing: Borrowing is a loan launched by Alipay, as long as the sesame score is above 600. According to different scores, the loan amount that users can apply for ranges from 1000-50000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.

If there is a capital turnover demand, I recommend that you spend less than full, that is, the original Baidu Finance completed the split on 20 18 and realized independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support.

In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision.

The amount of money spent on loans ranges from 500 yuan to 200,000 yuan, with an annualized interest rate of 7.2%, 6,543.8+0,000 yuan, and the interest from 2 yuan is 654.38+0 days. Long loan period, daily repayment, daily interest, no mortgage, pure credit, full online application for ID card and bank card, the fastest approval in 30 seconds, 654.38+0 minutes to the account.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Use Baidu's artificial intelligence and big data risk control technology to encrypt, monitor and protect personal information. Every loan must verify the password and other verification items, and it can only be lent to the bank card in the lender's own name, so you can use it with confidence.

3. Qianhua: Qianhua is a small loan product under Baidu Finance. Users can find it by searching for "money" in the mobile app store. After downloading, users will find that there are many loan products that can be used with money, such as short-term loans with low thresholds, with a minimum daily interest rate of 0.02%.

4.E-point loan: E-point loan is a micro-credit under Yin Bei Consumer Finance. At present, the maximum credit line users can apply for is 50,000 yuan, and the minimum loan is 1000 yuan. The minimum annual interest rate of e-point loan is 10.8%, which is purely online application and the amount can be recovered. After the user submits the loan application, the loan can be completed in 5 minutes at the earliest.

5。 China Merchants Bank lightning loan: Lightning loan is a mobile phone loan software launched by China Merchants Bank. For high-quality customers of China Merchants Bank with one card, the quota is 0 0. 1-50/-500,000, and the daily interest rate is 0.042%.

Among them, the daily interest of micro-loans, loan treasures and China Merchants Bank lightning loans is less than five ten thousandths! If you need to apply for a loan, you can first check whether you want to charge any fees, and then measure which loan platform is more in line with your requirements.

What are the platforms for WeChat to directly issue 5000 quotas per second? These lending platforms lend fast!

; ? There are many softwares on the market that can apply for loans, but many users will find it troublesome to download the app, which takes up too much memory of the mobile phone. Many friends have consulted, what platforms are there for WeChat loan of 5,000? Share with you several loan platforms with fast lending speed!

What are the platforms for the 5000-line WeChat loan?

1, Zhongyuan Consumer Finance

Users can apply for loans in Zhongyuan Consumer Finance, and in most cases, they can apply for a loan amount exceeding 5,000 yuan. Zhongyuan consumer finance has a long-term cooperative relationship with WeChat. Users can register their accounts and apply for loans by searching the official account of Zhongyuan Consumer Finance WeChat on WeChat. The maximum credit line of Zhongyuan consumer finance is 200,000 yuan.

2. Zhaolian Finance

Like Zhongyuan consumer finance, Zhaolian Finance also has a long-term cooperative relationship with WeChat. Zhaolian Finance is essentially a financial service platform, and there are many small loan products for users to choose from. Users can search for the official account of Zhaolian Financial WeChat on WeChat, and after registering and logging in, they can start to apply for loans, with a maximum amount of 200,000 yuan.

3. Microfinance

Micro-loan is a small loan product under Weizhong Bank, which adopts the white list invitation system. Users can access micro-loans in WeChat-Personal Center-Wallet. If users don't find the loan entrance of micro-loan, they can wait patiently for a while and improve their WeChat payment score.

4. Comfortable flowers

Anyihua is a small loan product under the immediate consumer finance company. The maximum loan amount that can be applied for is 200,000 yuan, and users 18 years old can apply for loans. Need to remind everyone that college students can't apply for loans with comfort flowers. In most cases, users can apply for a comfortable consumption quota of about 5,000 yuan.

The above is the related content sharing of "WeChat loan platform with a quota of 5000", and I hope it will help everyone!

Is it true that mobile phones borrow money online in real time? These apps can easily lend money.

; ? Many people have encountered situations in which they need money badly in their daily lives. If you go to the bank to apply for a loan, there are many processes and procedures, and it is difficult to have an emergency effect. So many borrowers are looking for other borrowing channels. Can mobile phones really borrow money online in real time? Let's look at these apps together!

Is it true that mobile phones borrow money online in real time?

1, Zhongyuan Consumer Finance

Zhongyuan consumer finance is a relatively old lending institution in the credit industry. Like instant consumer finance, Zhongyuan consumer finance also has a long-term cooperative relationship with WeChat. Users can directly search the official WeChat account of Zhongyuan Consumer Finance on WeChat. After the loan application is approved, the loan can be completed in 5 minutes at the earliest.

2. Immediate consumer finance

Immediate consumer finance is a financial company with a consumer finance license approved by China Banking and Insurance Regulatory Commission, and is qualified for private lending. Consumer finance now has a long-term cooperation with WeChat. Users can choose to directly search for the official account of "Consumer Finance Now" on WeChat and apply for a loan. Lending can be completed as soon as 1 minute.

3. Microfinance

Micro-loan adopts user invitation system. Invited users can see the entrance in WeChat wallet, with a maximum loan amount of 200,000 yuan. Micro-loans adopt the method of daily interest, and the minimum daily interest supports early repayment, which can be repaid as you borrow.

4360 IOUs

Users can search for 360 official WeChat official accounts or small programs in WeChat to apply for loans. They need ID card and bank savings card, age 18-55, mobile phone number and password are all authorized. Support monthly installment repayment, and the minimum monthly interest rate for repayment with such interest is only 0.8%.

5. China Merchants Bank lightning loan

China Merchants Bank lightning loan is a small loan that China Merchants Bank can receive quickly. Loan 1 000 yuan, no materials are needed. It takes only one minute from application to lending, and the daily interest rate is so low that only high-quality customers of China Merchants Bank can apply. China Merchants Bank's lightning loan has cooperation with WeChat platform, and borrowers can apply for loans by searching for relevant official WeChat accounts in WeChat.

The above is "Is it true to borrow money online by mobile phone?" I hope I can help you!