Generally speaking, if you use a check, there is no handling fee. If wire transfer and online banking are used, a certain handling fee will be charged according to the nature and amount of the transfer. charging standards
1, intra-bank and intra-provincial transfer: free;
2. Intra-bank and inter-provincial RMB real-time transfer: 0.06% of the transfer amount, with a minimum of 1 yuan and a maximum of 12 yuan;
3. Domestic inter-bank remittance (remittance between the Bank and other banks): 0.5 yuan handling fee+RMB electronic remittance handling fee.
Extended data:
Measures for the administration of RMB bank settlement accounts
Article 35
Special deposit accounts are used to handle the receipt and payment of various special funds.
The funds in the company's bank card account must be deposited through basic deposit account transfer. The account shall not handle cash receipt and payment business.
No cash may be withdrawn from the special deposit account for extra-budgetary funds, securities trading settlement funds, futures trading deposits and trust funds.
Capital construction funds, renovation funds, policy real estate development funds, and financial institutions that need to withdraw cash from interbank fund accounts shall be approved by the local branch of the People's Bank of China when opening an account. The local branches of the People's Bank of China shall be examined and approved according to the national cash management regulations.
Withdrawal of cash from special deposit accounts such as grain, cotton and oil purchase funds, social security funds, housing funds and trade union funds shall be handled in accordance with relevant state regulations on cash management.
The income remittance account only accepts and does not pay, and may not withdraw cash, except that it is paid to its depositors in basic deposit account or special financial accounts with extra-budgetary funds. Except for the funds transferred from basic deposit account, the business expenditure account only accepts and does not pay, and its cash withdrawal must be handled in accordance with the relevant state regulations on cash management.
Banks shall strengthen supervision in accordance with the provisions of this article and the provisions of the state on the management of the use of funds for purchasing grain, cotton and oil, and shall not handle the receipt, payment and cash withdrawal of funds that do not meet the requirements. But it is not responsible for supervising the use of other special funds.
Article 36
Temporary deposit accounts are used to handle the receipt and payment of funds generated by temporary institutions and depositors' temporary business activities.
Temporary deposit accounts shall be valid according to the time limit specified in relevant account opening documents or the needs of depositors. If depositors need to extend the service life of their accounts, they should apply to the opening bank within the validity period, and the opening bank should report to the local branch of the People's Bank of China for approval before going through the extension formalities. The term of validity of a temporary deposit account shall not exceed 2 years.
Withdrawing cash from a temporary deposit account shall be handled in accordance with the relevant provisions of the state on cash management.
Article 37
The temporary deposit account for capital verification of registered capital only receives and does not pay during the capital verification period, and the remitter for capital verification of registered capital shall have the same name as the investor.
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