According to the annual report of China Merchants Bank, in 20 16, the number of users of China Merchants Credit Card "Pocket Life" exceeded 30 million, and innovative products such as e-loan and consumer reserve fund were launched, which enriched the functions of pocket staging and code scanning staging.
Expand the layout of payment products, launch Apple Pay in the industry, and use it as the core layout of NFC mobile payment to comprehensively enhance the customer payment experience; Deeply cultivate traffic and viscosity management, continue to focus on the two major mobile Internet consumption scenarios of meal tickets and movie tickets, create a "local discount" channel on "Pocket Life", and comprehensively lay out consumption in business circles.
At the request of the Prudential Supervision Bureau of the China Banking Regulatory Commission, some banks have jointly issued invoices for proof of consumption, and some banks have begun to collect proof of loan use from consumer loan customers, including manifests, invoices, contracts, transfer vouchers, etc. At the same time, Mr. Chen is a user of e-loan of China Merchants Bank. He received a short message from China Merchants Bank asking customers to upload the relevant consumption vouchers of E-loan fund before 2017165438+1October 30.
Extended data
The application conditions for e-loan of China Merchants Bank are as follows:
1. The borrower is a credit card holder of China Merchants Bank.
2. The borrower has no overdue loans recently.
3. The borrower's credit information is good.
4. Loans cannot be used for investment.
People's Daily Online-What China credit card holders are most dissatisfied with is that the bonus points and the honeymoon period of the bank are only three years.
Public trust. Commercial banks began to screen consumer loans to prevent illegal house purchase or stock market inflow.