First, adjust the mentality. There will always be some obstacles in your life. It's no use escaping. You must take action so that you can solve the problem. Face problems positively and be confident!
Second, find ways to increase income. I used to work in a company. After work, I either go home or go out to eat and drink with my friends. After being in debt, I just want to make money all day. I don't have the ability to make much money. I just did some simple things. Start running Didi, hitch a ride to work, run fast after work, and rest for two days on weekends, basically running from morning till night, earning thousands of dollars a month. Later, I learned to find some mobile phone part-time projects online, from idle fish to selling things, and so on! Slowly, the pressure will not be so great!
Third, save. I used to spend a lot of money, so as long as it wasn't too expensive, I won without considering it! You can't smoke too much. It's normal to go out to eat and drink sometimes and sing a song or something. Later, these activities gradually decreased. Usually, the cost of a day outside is a pack of cigarettes, so 10 yuan goes to lunch. It is important to make money, but if you don't save it, you will still have no money after a month of hard work! This is the so-called open source and throttling!
Fourth, study, I didn't think about anything when I went to work, but I wanted to get off work and arrange activities after work! Holding a mobile phone all day to brush things that are not nutritious. What is changing too fast now, if you want to make money, you must act first, and then you must keep learning. The more things you absorb, the broader your thinking and vision will become, and slowly you will feel that there are actually many ways to make money in this world!
Last but not least, we should be able to endure hardships, persist and put down the so-called face. Now, as long as I don't make money illegally, I am willing to learn and try. Nothing is born, so we can learn! If you can't do great things, start from an early age, and hard work will pay off! Accumulate bit by bit, I believe the sooner the better!
First of all, thank you very much for answering this question here. Let me take you into this question. Now let's discuss it together.
Take on too many responsibilities, don't be too depressed, be optimistic, and remember to stay green without fear of firewood. Hard work will pay off one day. In reality, many people are forced into debt. There are some skills to talk about "paying off debts". Friends with debts may wish to refer to the following:
First of all, you must know the authenticity of your debt. Some people have a poor concept of numbers. They only know how much loans to repay each month, but they don't know the principal, interest and total amount of loans. In this case, you must make a detailed debt schedule for yourself, list all the debts, force yourself to increase revenue and reduce expenditure, and speed up debt repayment.
Secondly, if you have accumulated different debts, you should first pay back the loan from the interest rate, because now the world has entered a "year of interest rate increase". No matter in the United States or China, the fastest second quarter or the slowest third quarter will be the interest rate, and then all the wealth management and credit interest will be raised accordingly. If you happen to have spare money in your hand or give a bonus, don't treat yourself in a hurry. It is better to repay in advance, and you can earn the spread before and after raising interest rates.
Third, draw up a complete debt repayment strategy. People who have a stable income or work in top 500 enterprises have the most chips to negotiate with banks. As long as they show the monthly salary list to the bank and seriously express their willingness to pay back the money on time, the bank will make concessions on the loan interest rate to reduce the risk of bad debts.
Fourth, for friends who owe huge debts and only have ordinary jobs, the best way is to borrow from relatives and friends. They can't repay the high-interest loans as soon as possible, give themselves a good attitude, stay out of debt and make money with peace of mind.
Fifth, never repay the loan with a loan, because it will only get deeper and deeper.
The answers to this question shared above are all personal opinions and suggestions. I hope the answer to this question I shared can help everyone.
Meanwhile, I hope you like my sharing. If you have a better answer to this question, please share your comments and discuss this topic together.
Finally, here I am. I wish you all a happy life, good health, a prosperous family and everything, a big fortune every year and a prosperous business. Thank you!
There is debt, see how you owe it. Parents' debts are necessary, and children's debts depend on how they are. Let's talk about others.
First, make money first, so as to survive.
Second, keep the credit card not overdue.
Third, don't deal with online loans that can't be used for credit investigation.
Fourth, after repayment, the online loan is deleted and will not be recycled.
Try to make money while working, because work can't pay off all debts. There is hope if we find a way. If you want to start a business, you can only turn over if you stutter at work.
Turn over in debt or do business.
Do a product business with flow, easy circulation and repeated purchases, and find the right doorway.
Pay off the debt first and do some small business, so it is not difficult to turn over. Oil; Fuel filling; Make greater efforts
I've been thinking about this problem, but I really haven't thought of any good way to solve it.
You can choose to work first, then look for opportunities, or find some second-tier investment projects to do.
The family occupied an area.