Account name refers to the name of the owner of the bank account, which can be the name of an individual or unit. If it is an individual account, the account opening name is usually the name of the account holder (that is, the individual), which should be consistent with the real name on the personal identity document. The types of identity documents include resident identity cards, household registration books, military identity documents, passports, Hong Kong and Macao passes, etc. If it is a company account, the account name is the name when the company is registered. So whether the account name is your own depends on the nature of the account (individual or company). Opening an account usually refers to the process of opening an account with a financial institution. This can be opening a bank account in a bank, or opening other types of accounts in securities companies or other financial institutions, such as securities trading accounts, futures accounts and capital accounts. Whether it is a personal account or a company that handles deposit and loan business in a bank, it is necessary to establish corresponding business relationships first. This process is called opening an account.