It is reported that the risks of illegal fund-raising cases in new and old fields are superimposed, and Internet finance has become a high-risk field. On the one hand, there are still many cases in traditional fields such as farming, real estate, commodity circulation, production and operation, and on the other hand, under the banners of Internet finance, farmer cooperatives, investment intermediaries, equity investments, tourism, elderly care, private schools, overseas listings, etc. There is an increase in new cases.

So, what are the more common forms of illegal fund-raising?

Investment and financial management field: In the past two years, a large number of companies have emerged in various places to engage in various financial business activities in the name of investment and financial management consulting, such as investment consulting, non-financing guarantees, third-party financial management, wealth management, etc. They often use the banner of investment and financial management, promising no risk and high returns, openly selling financial products to the public to absorb public funds, and even fabricating investment projects or borrowers to directly engage in fund-raising fraud.

P2P online lending: I would like to remind investors that P2P online lending is an information intermediary and can only conduct "point-to-point" and "individual-to-individual" transaction matching. It cannot act as a credit intermediary. Investors sign The object of the loan contract cannot be the platform itself; P2P is essentially lending one's own funds to strangers, which is a higher-risk investment and requires investors to have corresponding risk awareness, investment management capabilities and risk tolerance; be wary of "guarantees" " and "guaranteed income" propaganda, be wary of some organizations and personnel that solicit customers in the name of "P2P" through forums, online posts, and even offline channels such as streets and markets.

Farmers' professional cooperatives: Some farmers' professional cooperatives break through the membership system and the closed principle, and absorb farmers' funds beyond the scope but do not use them for agricultural production. Instead, they lend at high interest rates to earn interest differentials. The capital chain is broken and violent Debt collection and "escape" incidents occur frequently. Such cases mainly involve Hebei, Jiangsu, Liaoning, Henan, Shanxi, Shandong and other places, and industry risks have emerged in some places. Some farmers' professional cooperatives are either initiated and established by operators who originally opened guarantee companies or investment companies, or use their legal identities as a guise to set up business outlets that imitate the appearance of banks and widely absorb farmers' deposits through agents and salesmen. This is extremely deceptive and serious. It has harmed the interests of farmers and affected rural financial order and social stability.

Other fields: For example, in the real estate industry, through return sales, after-sales leasing, agreed repurchase, sales of property shares, etc.; through transfer of forest rights and management and protection on behalf of others, planting (breeding) on ??behalf of others, joint Absorbing funds illegally through planting (breeding) and other methods. For example, it does not have the true content of issuing stocks and bonds, and it falsely transfers equity, sells fictitious bonds, etc.; it does not have the true content of raising funds, and illegally absorbs funds by borrowing overseas funds, selling fictitious funds, etc. For example, illegally raising funds in the name of buying back collectibles at high prices.