The account name is the name of an individual or a company. The so-called bank refers to the business outlets that handle account opening procedures, usually used in banks, and refers to banks that handle bank accounts.

When opening an account, the customer must go through the account opening formalities in his true identity, and the account opening objects are divided into individual households and legal person households.

When opening an account, an individual must present the original ID card and provide a copy. When signing the contract, he must provide the corresponding residential address, contact information and other materials required by the exchange.

When opening an account, a legal person shall present the original business license, tax registration certificate, organization code certificate, legal representative's ID card and its power of attorney, agent's ID card and other materials required by the Exchange. State-owned enterprises or enterprises with state-owned assets holding or leading positions also need to produce documents approved by the competent department or the board of directors to engage in futures trading. It is required to keep copies of the above certificates and documents.

Extended data:

The bank's management of accounts includes:

(1) Review account opening and account cancellation in strict accordance with regulations, and resolutely refuse to open an account if it does not meet the conditions for opening an account;

(2) Properly handle account opening and account cancellation, and establish and improve the registration system for fee users;

(3) Establish account management files;

(4) Reconciliation with depositors on a regular basis;

(five) timely report to the people's Bank of China on the opening and closing of depositors' accounts.

How to punish depositors for violating bank account management

According to the Measures for the Administration of Bank Accounts and the Provisions on Penalties for Violation of Bank Settlement System, depositors who lease or transfer their accounts shall be ordered to make corrections, and a fine of 5% but not less than 1 000 yuan shall be imposed according to regulations, and their illegal income from renting accounts shall be confiscated. If a depositor opens a basic account in violation of regulations, he shall be ordered to cancel his account within a time limit and be fined more than 5,000 yuan10,000 yuan.

References:

Baidu encyclopedia-account opening bank

Baidu encyclopedia-account opening