Compared with banks, Alipay is of course placed in the balance treasure in Alipay, with an annual interest rate of around 4% and low risk. The bank's current interest rate is too low, about 3% on a regular basis. It's safe enough to put in the bank, but it's not cost-effective.

Yu 'ebao also has regular wealth management products: Yangtze River Pension Monthly Enjoy, China Life Chaoyuebao, Jianxin Pension Feiyuebao, China Life Anxinying for 360 days, etc. , all around 5%, low risk, worth buying.

If you think the interest rate of Yu 'ebao is low, you can download Ping 'an Gold Manager, which contains a lot of Ping 'an wealth management, such as Ping 'an Fu Bao, with high returns and low risks, generally 5%-6%, which is a good choice.

Financial management is risky and investment needs to be cautious.