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There are tens of thousands in hand. Is it better to put Alipay or the bank? Do you have any good financial products?
Compared with banks, Alipay is of course placed in the balance treasure in Alipay, with an annual interest rate of around 4% and low risk. The bank's current interest rate is too low, about 3% on a regular basis. It's safe enough to put in the bank, but it's not cost-effective.

Yu 'ebao also has regular wealth management products: Yangtze River Pension Monthly Enjoy, China Life Chaoyuebao, Jianxin Pension Feiyuebao, China Life Anxinying for 360 days, etc. , all around 5%, low risk, worth buying.

If you think the interest rate of Yu 'ebao is low, you can download Ping 'an Gold Manager, which contains a lot of Ping 'an wealth management, such as Ping 'an Fu Bao, with high returns and low risks, generally 5%-6%, which is a good choice.

Financial management is risky and investment needs to be cautious.