Common forms of fraud mainly include:
1. Credit card fraud
Forms of expression: Liars earn commissions by posting advertisements through various websites, WeChat groups, QQ groups and short messages. After the victim took the bait, he quickly returned the promised shopping principal and commission under the guise of low-priced goods. Follow this process once or twice and gradually gain the trust of the victims. After winning the trust, the swindler asked the victim to continue online shopping, with the higher the unit price of the goods and the higher the commission as the bait to induce the victim to invest more principal. At this time, the swindlers began to find various excuses to delay the payment of principal and commission, and let the victims continue to increase their investment on the grounds of various system cards, delayed transfer, and frozen accounts, which eventually caused great property losses.
2. False shopping consumption category
Manifestation: Liars sell goods at low prices through various e-commerce platforms and chat software, luring victims to be fooled, and the victims will hack them after paying. During the outbreak of the epidemic, export hood and forehead gun fraud cases emerged all over the country, which basically belonged to this kind of fraud.
3. Acting for credit card and loan fraud.
Forms of expression: Liars issue loans and quickly handle credit card information through websites, loan apps, telephone calls, SMS messages, etc. Said that he can provide convenience for people who are short of funds, and the interest is low, the amount is high, there is no mortgage, no guarantee, and the loan is fast, so as to fool the borrower into taking the bait; After the borrower believes it, the swindler will ask the borrower to transfer money by collecting the handling fee, deposit, interest, card handling fee, service fee, unfreezing fee, information fee, packaging fee and membership fee in advance. When the borrower put the money into the account provided by the swindler, the swindler completed a round of fraud and disappeared.
4. Online dating induces gambling and investment fraud.
Manifestations: Liars steal or imitate other people's QQ numbers, micro-signals, MSN accounts, etc. Through technical means, and then log in as the account owner. By leaving messages, playing videos, chatting videos, etc. The swindler asked the other party to transfer money for reasons such as being ill in hospital, accidentally borrowing money, and asking the company's financial personnel to transfer money.
5. WeChat and QQ pretend to be bosses or relatives and friends.
Manifestations: Liars steal or imitate other people's QQ numbers, micro-signals, MSN accounts, etc. Through technical means, and then log in as the account owner. By leaving messages, playing videos, chatting videos, etc. The swindler asked the other party to transfer money for reasons such as being ill in hospital, accidentally borrowing money, and asking the company's financial personnel to transfer money.
6. Online investment and financial fraud
Manifestation: By making fake web pages and building fake trading platforms, fraudsters induce victims to invest in so-called precious metals, futures, spot and high-yield wealth management products, and then transfer the funds invested by the victims away, and the victims are cheated.
7. Pretending to be a public security organ for fraud
Manifestation: The swindler pretends to be the staff of the Public Security Bureau, the Procuratorate and the court to call the victim, intimidating the victim on the grounds of being suspected of drug trafficking, money laundering, malicious overdraft of credit cards, and being suspected of committing a crime after the identity card was stolen by others, and presenting a fake "wanted order", causing great psychological pressure on the victim, and then threatening to confiscate all the bank deposits of the victim, demanding the account number and password of the victim's bank card or asking the victim to transfer all his personal funds to a "safe account" for acceptance. If the victim did this, he was cheated.
Those who commit fraud will generally be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and fined.
Article 192 of the Criminal Law illegally raises funds by fraud for the purpose of illegal possession, and if the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than seven years or life imprisonment, and shall also be fined or confiscated.
If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.
First of all, fraud is divided into the following four common types:
1, using hacking and online game transactions to defraud, pretending to be a victim to chat with friends and borrow money;
2. Online shopping fraud, where the swindler repeatedly forced the victim to remit money for various reasons such as not receiving the payment or asking for remittance to a certain amount before returning the previous money;
3, online winning fraud, criminals use communication software to post winning tips to email users, online game users, instant messaging users, etc. ;
4. Phishing fraud. By establishing a fake bank website, criminals will be introduced into this fake website when users enter the wrong website.
Second, methods to prevent online fraud:
1, don't take the initiative to contact each other. Calling the so-called consultation phone will only make you step by step.
2. Don't rely too much on the Internet. When someone borrows money, keep in mind the formula "Don't decide to pay it back late, sleep for a day, and then talk to relatives", and leave more time for yourself to think and verify the relevant situation.
Once the other party is found to be a liar, stop remittance immediately to prevent the loss from expanding.
4. Report immediately. You can call official website customer service phone, local police station phone or 1 10 alarm phone to verify or report to relevant departments.
Three, the elements of fraud are:
1. Deception makes the other party have a wrong understanding and make the property disposition that the perpetrator hopes;
2, make the other party have a wrong understanding, even if the deceived person has a certain judgment error, it does not prevent the deception from being established;
3. Causing the other party to dispose of the property based on misunderstanding, usually including direct delivery of the property, promise of the actor to obtain the property, promise to transfer the property interests, promise to forgive the actor's debts, etc.
4. The actor or the third party obtains the property, and the actor or the third party obtains the property after defrauding the other party to dispose of the property.
legal ground
Criminal law of the people's Republic of China
Article 266 Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.