Legal analysis: Cross-bridge capital advance refers to the act of providing funds for bank lenders to help them reverse loans from banks and collect interest or handling fees. This act is not only illegal in civil, but also constitutes the crime of illegal business operation in criminal cases.
Legal basis: Article 225 of the Criminal Law of the People's Republic of China refers to the crime of illegal business operation, which violates state regulations, commits one of the following illegal business operations and disrupts market order. If the circumstances are serious, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also, or shall only, be fined not less than one time but not more than five times the illegal income; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than five years, and shall also be fined not less than one time but not more than five times his illegal income or confiscated of his property:
(1) dealing in exclusive or exclusive goods or other goods whose trading is restricted as stipulated by laws and administrative regulations without permission;
(2) buying and selling import and export licenses, import and export certificates of origin and business licenses or approval documents as stipulated by other laws and administrative regulations;
(3) illegally engaging in securities, futures and insurance business, or illegally engaging in fund payment and settlement business without the approval of the relevant competent department of the state;
(4) other illegal business operations that seriously disrupt the market order.