Enjoy the high interest rate of financial intelligence. From the interest point of view, the interest rate of enjoying financial wealth is higher than borrowing money, so borrowing money is more appropriate. Interest on the loan shall be charged on a daily basis after the loan. The average daily interest rate of borrowing is four ten thousandths. Calculated by 365 days, the annual interest rate is 9%, which is lower than most bank credit cards. Judging from the amount of loans, the amount of Guangfa Finance is higher than that of loans.
What does it mean to enjoy financial wealth?
Lexiang Wealth Management Fund is an "emergency reserve fund" service provided by Guangfa Bank for credit card holders with good credit records. CGB card enjoys the "financial fund" business, which is a special "emergency reserve fund" service provided by CGB Credit Card Center for cardholders. No mortgage, no guarantee, zero interest rate, only the corresponding handling fee. Credit card holders who meet the application conditions and have a good credit record can apply to CGB Credit Card Center for a sum of cash, which is mainly used for the turnover of production and operation funds of individual merchants and small business owners or the demand for bulk durable consumer goods, and may not be used for real estate, stocks, funds, futures or other things. The minimum application amount is RMB 30,000 and the maximum application amount is RMB 200,000. The application method is simple. You only need to fill in the "Financial Intelligence Application Form" and submit it to the Credit Card Center of Guangfa Bank. After the approval is successful, the center will transfer the money within 7 working days, and the "Caizhi" money will be directly transferred to the savings account of the same name designated by the cardholder for the cardholder's use. Cardholders can choose to divide into 12 and 20.
I. General situation of the enterprise
Guangfa Bank (full name: Guangfa Bank Co., Ltd.) is one of the earliest joint-stock commercial banks established in China. 1988 was established on the Pearl River and its headquarters is located in Guangzhou, Guangdong Province, China. 20 1 1 On April 8, Guangdong Development Bank Co., Ltd. was officially renamed as Guangfa Bank. China Life Insurance, which is mainly engaged in comprehensive financial services, bought a large number of shares of Guangfa Bank and became the largest shareholder.
Second, the scope of business
The business scope of Guangfa Bank is all banking business stipulated in the Commercial Banking Law, which mainly includes: absorbing public deposits and issuing short, medium and long-term loans; Handle settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box service; Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; International settlement; Settlement and sale of foreign exchange; Inter-bank foreign exchange lending; Acceptance and discount of foreign exchange bills; Foreign exchange loans; Foreign exchange guarantee; Issuing foreign exchange credit cards; Buying and selling foreign currency securities other than stocks and acting as an agent; Issuing and acting as an agent to issue foreign currency securities other than stocks; Self-operated and valet foreign exchange transactions; Acting as an agent for issuing and paying foreign credit cards; Offshore financial business; Credit investigation, consultation and witness business. Other businesses approved by the People's Bank of China and China Banking Regulatory Authority. In 2006, Guangfa Bank successfully completed the reform and reorganization, and introduced world-class foreign-funded enterprises such as Citigroup and IBM Credit, as well as powerful domestic well-known enterprises such as China Life Insurance, State Grid and CITIC Trust. At the same time, we introduce advanced management concepts and service mechanisms, constantly surpass them, serve you wholeheartedly, and add value every day.
What is Guangfa's exclusive financial wisdom fund?
Financial information:
On July 20 1 1, Guangfa Bank restarted its financial services and provided cardholders with special "emergency reserve fund" services. Credit card holders who have no mortgage or guarantee at all and have a good credit record can apply to the Credit Card Center of Guangfa Bank for cash advance. /kloc-applications below 0/0000 yuan will not be accepted for repayment in six installments.
Easy to apply for financial gold credit card: call the hotline of Guangfa Credit Card Center for oral application; No written procedure is required. The minimum application amount is 2000 yuan, and each file is 1 000 yuan. After the approval is successful, the money can be directly transferred to the domestic bank savings account with the same name designated by the cardholder for the cardholder's withdrawal. Domestic and foreign banks and overseas accounts are temporarily not accepted.
The cardholder can choose 6 installments, 12 installment, 18 installment or 24 installments (one installment per month), and the handling fee for each installment is charged at 0.75% of the principal.