According to national regulations, basic account can only transfer the following funds to private accounts:
Wages/bonuses/labor income of enterprise employees, personal creditor's rights, transfer of property rights, personal security deposit of securities and futures, return of insurance claims and other personal legal funds. If the amount exceeds 50,000, relevant certificates shall be provided to the bank. Such as award-winning certificate, labor contract, certificate of securities and futures company, transfer agreement, certificate of insurance company and other supporting materials.
2. In fact, it is also possible to write a cash check from a company account and deposit it in a personal account. However, it is also necessary to comply with the above provisions and provide corresponding certificates.
Extended data
Basic deposit account is the main account for transfer settlement and cash receipt and payment, and the fund receipt and payment of daily business activities and the withdrawal of wages, bonuses and cash can be handled through this account.
A depositor can only open a basic deposit account in a bank. Opening a basic deposit account is a prerequisite for opening other bank settlement accounts. According to the Regulations on the Administration of RMB Bank Settlement Accounts, an organization can only choose one bank to apply for opening a basic deposit account.
When a depositor applies to open a basic account, he/she should fill in the Application Form for Opening an Account, submit the above documents to the seal card affixed with the depositor's seal, and open an account with the approval of the bank and the account opening permit issued by the local branch of the People's Bank of China.
Depositors who meet the third, fourth and fifth conditions and have opened a basic deposit account in a bank may open another general deposit account according to the nature of their funds and management needs.
Because the bank strictly implements the system and discipline, the depositor shall not transfer his basic account.
The People's Bank of China shall not issue an account opening permit to depositors transferred to basic deposit account for the reasons mentioned in the preceding paragraph.
References:
Basic account-Baidu encyclopedia