1 is a new security authentication tool launched by Agricultural Bank of China, which can be used in personal online banking, pocket banking, telephone banking and B2C payment channels of e-commerce. It has the characteristics of one secret at a time. At the same time, the dynamic password is obtained by "challenge-response" method, and the transaction elements are integrated into the authentication process, which has high security. This is an enhanced dynamic token device.
2. In terms of convenience, K-Link can be applied to many electronic banking channels, such as personal online banking, pocket banking and telephone banking. Because it doesn't need to install driver software, it is exquisitely designed and easy to carry, which caters to the financial transaction needs of customers anytime and anywhere. In terms of security, K-order adopts the dynamic password authentication technology of one secret at a time, and the dynamic password used is only valid for the current transaction operation.
First, at the same time, Agricultural Bank of China (ABC) has set up a "Pay" button to effectively remind people when transferring money and paying transactions, which greatly improves the security of funds. Customers only need to bring their valid certificates and accounts to the outlets of Agricultural Bank of China to apply for K-forms, and customers who have received K-treasures can also apply for K-forms at the same time.
Secondly, ABC K-Command uses special algorithms to ensure that K-Command devices and our servers can generate secure dynamic passwords synchronously. After ABC's K-bill is opened normally, it can generate the following three types of dynamic passwords: time-based dynamic passwords: press the "time" key at the lower right directly on the K-bill, and the dynamic passwords displayed on the K-bill. This dynamic password will only be used for K-single maintenance transaction (K-single status management and K-single correction) of personal online banking/pocket banking/telephone banking. Payment dynamic password: the dynamic password displayed after K-order presses the "Pay" key, then enter the transaction amount, and finally press the "Confirm" key. Customers need to use this password carefully. ABC will only ask customers to enter this password when making transactions such as payment.
Ordinary dynamic password: enter a challenge value (consisting of several numbers) on the K command, and press the "OK" key to display the dynamic password on the K command. The ABC system temporarily provides the following two kinds of challenge codes (the system has a clear dynamic password to obtain prompt information): the last 6 digits of the account maintained by the customer, such as the payee's maintenance transaction, and the challenge code is the last 6 digits of the payee's account; 6-digit password reflected by the system.