China Construction Bank is now a state-owned bank in China. Since its establishment, CCB has experienced three stages: the first stage, the period of handling state financial appropriations, the second stage, the period of national specialized banks, and the third stage, the period of state-owned commercial banks.
China's top five banks refer to five state-owned commercial banks, including China Industrial and Commercial Bank, Agricultural Bank, China Bank, China Construction Bank and Bank of Communications. The five largest banks in China are comprehensive banks with wide business coverage, representing the most powerful capital and strength of China's financial industry.
The main business scope of China Construction Bank involves corporate bank credit business, personal financial business and bill business. It has established branches and subsidiaries in 29 countries and regions, and has subsidiaries in many industries such as stock funds, leasing, trust, life insurance, property insurance, investment banking, futures trading and pension insurance.