Alipay Sesame Credit is an independent third-party credit reporting agency under Ant Financial, which objectively presents personal credit status through technologies such as cloud computing and machine learning. "Sesame Credit" is a credit information system, which collects data from the government and financial system and fully analyzes the behavior records of users on platforms such as Taobao and Alipay.
According to the official introduction of Alipay Ant Financial, Sesame Credit is divided into five grades, from low to high:
Poor: 350-550
Medium: 550-600
Ok: 600-650
Quality: 650-700
Excellent: 700-950
When you apply for a foreign tourist visa, you need to submit various materials, such as bank accounts, employment certificates and other complicated materials, and Sesame Credit solves the complicated procedures.
Users with sesame score above 700 can:
1. You can apply for a Singapore visa directly using the Sesame Credit Report. Users with sesame score above 750 can apply for Luxembourg visa directly by using sesame credit report.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
Website: www.fliggy.com
Application steps: computer login flying pig travels to official website; Travel and Vacation → Visa/Entry Permit. Note: Not all users who meet the credit score can apply for a visa, and the visa approval authority only belongs to the embassy/consulate/immigration bureau.
2. Users with sesame score above 700 can enjoy rent-free car rental, hotel accommodation free of deposit and digital commodity rental free of deposit through Alipay.
3. There are several safe and reliable loan products in Alipay, such as China Merchants Bank Good Futures, Ant Borrowing, Ant Borrowing and so on. And some online loans will also apply for loans according to the borrower's sesame credit evaluation, such as Jubao Flash Loan.