First, whether the funds are in the tripartite custody of the bank; At present, the funds invested in securities/futures/spot formal platforms are all managed by three parties. If the money is directly transferred to someone else's account, you should be careful;
Second, whether there is a formal approval and trading license, which is the access qualification of financial enterprises;
Third, can you deposit and withdraw money normally? At first, you can put less money and try to deposit and withdraw money normally.
Fourth, compare the trend with the international market.
Therefore, the bank is the third party of fund custody, so that the funds are safe and secure.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.