Because it is a cooperation between China Merchants Bank and China Unicom to recruit a good term loan. If you don't pay back the money, China Merchants will definitely deduct it. Of course, the bank card you bind must be the card of China Merchants Bank. Not without binding. But if you don't return it, you will receive a credit report.

Zhaolian Good Loan is a kind of online loan. Zhaolian Good Term Loan is an online personal credit loan product jointly launched by Zhaolian Consumer Finance Company and Alipay. Without mortgage and guarantee, you can get the loan qualification only by personal credit with sesame credit score above 700, mainly providing cash loans and installment consumption services.