"The return on investment is as high as 40% to 60%." When your trusted investment lecturer taught you the secret of investment, you began to think that it might save you ten years of struggle? Will it be more exciting? In fact, it is very likely that this is a long-planned financial fraud trap.

2065438+June 2008, Wenjiang Branch of Chengdu Public Security Bureau successfully cracked the first case of a large series of financial transaction fraud gangs in Sichuan Province, and arrested the criminal gang 156 people in one fell swoop, and only frozen the funds involved amounted to more than 40 million yuan.

There are 900 victims in this case, including an uncle in Chengdu, who took out 280,000 yuan deposit for stock index futures trading through a futures trading software platform. Within half a month, he lost nearly 1 10000 yuan.

After many months, the task force went to Beijing, Shanghai, Hangzhou and other places to trace the source, and compared more than 200 bank accounts and victim information before the criminal gang was captured and the whole criminal process was described.

The crime of financial transaction fraud generally adopts corporate operation, and the criminal gang is mainly composed of five types of personnel, including shareholders, analysts, traders, salesmen and agents. The salesman used the illegally purchased personal information of citizens to pretend to be the staff of well-known investment companies and invited the victims to watch online lectures.

"Lecturer" becomes an opinion leader by explaining investment knowledge and wins the trust of victims. Induce investors to download the designated platform for futures investment. This platform is actually a trading platform for criminals to "carefully" fabricate fakes. With high returns as bait, the victim is tricked into investing, and the real quotation and virtual quotation of the trading platform are also false.

On the one hand, criminal gangs induce victims to buy and sell frequently and earn high fees, on the other hand, they induce investors to buy in reverse, causing investors to "lose money".

This is a very typical financial transaction fraud case. In the name of securities companies, criminals spread the inside information and trends of false stocks through the Internet and telephone messages. After gaining the trust of the victim, guide him to buy futures and spot on the false trading platform he built, thus defrauding the victim's funds.

Because financial transactions are highly professional, with high risks and high returns, many investors are moved. Criminals use the victim's lack of investment knowledge to induce him to make high-yield investments and commit crimes. This kind of fraud is easily misunderstood by the victim as an investment failure, so it is extremely deceptive.

In the above case, the funds injected by investors into a futures trading platform did not actually enter the futures market, which was a criminal act aimed at "illegal possession". It is easy to define the crime and non-crime of financial fraud in judicial practice.

In practical cases, some spot platforms gain the trust of investors by building spot platforms, recruiting member units and salesmen to develop customers' business models. In the process of trading, investors suffer investment losses and earn black-hearted money by frequently reversing orders. Due to the difficulty in obtaining evidence, users can't know whether there is the possibility of transaction fraud on the platform, and the possibility of recovering losses is very small. The victims can only suffer valuable economic losses.

Investment is risky and financial management needs to be cautious. Investors should trade on the formal investment platform, especially beware of the words "low risk, high return" and "the return on investment is as high as 40% to 60%".