Personally, I think the common sense of financial management that ordinary people should know is to understand what financial management is. Financial management is not a stock, fund or futures, but an idea and habit.

Let's talk about how to understand what financial management is:

First, study and study.

Financial management, the most important thing is to read books, buy one or two books about financial enlightenment or beginners, or download e-books online, such as Dangdang, Himalayan listening books. These platforms are all good platforms for learning financial management. What is the purpose of your financial management through study? It helps you understand that financial management is not a way to get rich overnight, nor is it a way to earn much money through financial management. The essence of financial management is to accumulate wealth in advance, and to preserve or increase the value of wealth bit by bit while accumulating wealth.