Of course. You can choose to pay by installment after binding valid identity documents on the trading platform. Installment payment is mostly used for some product transactions with long production cycle and high cost. Such as complete sets of equipment, large vehicles, heavy mechanical equipment and other products.

Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed.

The legal characteristics of installment payment;

1. Advance delivery of the subject matter. Installment sale is a "first delivery" sale, that is, the seller will generally deliver the subject matter to the buyer immediately when the buyer pays the price for the first time.

2. Installment payment of price. The buyer's price is paid in installments according to a certain period of time, that is, the buyer needs to pay the price in more than two stages after taking possession of the subject matter, otherwise it does not belong to the sales contract of installment payment.

Extended data:

There are also many forms of installment payment: the purchaser pays by installment, usually paying the down payment first, and then paying the second money after receiving the notice from the real estate agent; Divided into three installments, and the third installment will be paid within a certain period of time after check-in.

In this way, the buyer usually pays more than one-time payment, but at the same time it can reduce the possible losses in the auction, such as "unfinished houses", as well as the decline in house prices other than the down payment and the changes in the economic situation of the buyer.

Loan installments are generally paid off in several years. The key here is when the installment payment will start except the down payment, in other words, when the loan bank will hand over the loan from the property buyer to the real estate developer. This time can start as soon as the loan procedure is completed, or it can start as soon as the house is handed over, which is more beneficial to the buyers.

Of course, how to pay is not the wishful thinking of buyers. If real estate developers have no strength, they must rely on buyers' money to build houses. Usually, they will not agree that the buyer's second payment will be delayed until delivery. In this case, property buyers can only decide whether to buy a real estate developer's house.

Baidu encyclopedia-installment payment (transaction payment method)

Baidu encyclopedia-installment contract