For financial management, many people understand the truth. Financial management means that you don't manage money and money ignores you, so if you want your money not to depreciate, you must think about financial management. So if you manage money, will you let your children manage money? If you can let your child manage money, will you let your child manage money by stock trading? Let me talk about my personal views and ideas for reference only.

1. Korean boys earn 43% a year in stock trading. What is the concept that a Korean child can earn 43% a year in stock trading? If a child aged 12 has a deposit of 50,000 yuan, he can earn about 20,000 yuan a year in stock trading, and it will change from 50,000 yuan to more than 70,000 yuan a year. I believe many adults can't do this, so 43% of a boy's annual income is envied by everyone, but a little boy is only 12 years old. Should he go to stock market? Although it can earn nearly 50% profit, it is likely to be an unknown future for a child of 12 years old.

Second, is it possible to teach children how to manage money? Personally, I think it is ok to teach children how to manage money, so that they can have a correct understanding of money, develop the behavior of not spending money casually from an early age, and tell them how to use Qian Shengqian from an early age, so that they can realize more wishes or ideals with the money they earn. Therefore, I think it is ok to teach children how to manage money, and let them learn how to manage money according to different situations. The management of fixed income can be learned, but for the stock futures market, it is more about games and speculation.

Third, will you teach your children how to manage money by stock trading? As far as I'm concerned, I won't teach my children how to manage money by stock trading. After all, stock trading is a game market for many people, a financial market for some people and a job for professional managers. Therefore, none of these roles should be experienced by a child, so I will teach my child how to manage money, but I will not teach my child how to buy and sell stocks, because it is not a simple buying and selling of stocks, but an understanding of the market.

Problem Analysis For Korean children aged 12, they earn 43% in stock trading a year. I think it's accident or luck, but luck doesn't always exist. Therefore, it is a problem that should be considered to let children correctly understand financial management instead of stock trading. I will tell them how to treat money correctly and manage money reasonably, instead of speculating. The above are my personal views and thoughts for reference only.