this product is a net worth product, and its performance will fluctuate with the market, which is uncertain. The performance benchmark of this product is 3.95% (annualized). Any wealth management product is risky, and there are gains and losses with the fluctuation of market conditions.

With the improvement of people's economic level, there are more idle funds in their hands, so many people will manage their finances. If you want to choose financial products, you must proceed from your own situation and consider your own economic ability and risk tolerance. Not the higher the income, the better the wealth management products are. Choosing the right wealth management products and obtaining steady income is the correct way to manage money. When you choose a wealth management product, its risk, safety, liquidity and so on should be taken into account. Of course, its income must also be taken into account. For example, if you don't have much money, don't want to take too much risks, and need to use money at any time, you should choose financial products with capital preservation and current demand, such as money funds, reverse repurchase of government bonds, and bank deposits. These are the things you should choose when choosing financial products. And if you have sufficient funds, little liquidity demand and can bear certain risks, you can pursue some high-risk and high-yield investments, such as stocks, gold, futures, etc., which are the directions you can choose when choosing wealth management products.