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Generally, when is a good time to urge payment, and how to tell the other party in case of emergency. My boss told me to call for payment at 9 o'clock.
I'm in sales, and I don't usually urge you to make a payment in the morning. On the first morning, the customer felt unlucky and received a dunning call early in the morning, which affected the mood of the day. Second, the customer may promise to make a payment in the afternoon in the morning, but it will be forgotten after a long time.

It is recommended to go to work after dinner in the afternoon, between 1-2:00. First of all, if the customer promises to pay, there will be enough time to arrange it. Second, when I first go to work in the afternoon, there is generally nothing to deal with, because almost everything in the morning has been dealt with. Third, people will be in a better state in the afternoon, and some are still dozing off prematurely. As for the telephone language, we must avoid the important and avoid the light, and don't let customers think that you are here. Usually ask customers how business is going recently. There is a business that can be introduced to him (deceptive), and then it is natural to mention payment and tell the other party that the company is putting pressure on you. If you don't arrange payment, you may be KO by the company.