1. First of all, the diagnosis of major diseases: when the insured is diagnosed with major diseases, it needs to report to Jiamusi Xintai Insurance Company in time, and the insurance company requires the doctor's diagnosis certificate, medical records, laboratory reports and other relevant documents.

2. Then, submit the claim application: the applicant needs to fill in the claim application form and attach relevant medical documents, and the insurance company will review the claim according to the applicant's application and medical documents.

3. Secondly, the claims review: the insurance company will review the claims of the insured, verify the information of the insured's disease diagnosis, treatment, medical expenses, etc., and pay the corresponding insurance money to the insured after passing the review.

4. finally. Payment of insurance money: After the claim is passed, the insurance company will pay the insurance money to the insured, including bank transfer, check, etc.