Minimum recommendation for platform interest: 1. Micro-loan: Micro-loan is the first Internet micro-credit product of Tencent Weizhong Bank, with a loan amount of 200,000-200,000, a daily interest rate of 0.05% and an annualized interest rate of about 18%. 2. Borrowing: Borrowing is a loan launched by Alipay, as long as the sesame score is above 600. According to different scores, the loan amount that users can apply for ranges from 1000-50000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan. If there is demand, it is recommended that you spend less than full, that is, the original Baidu Finance, 20 18 split, to achieve independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support. In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision. The amount of money spent on loans ranges from 500 yuan to 200,000 yuan, with an annualized interest rate of 7.2%, 6,543.8+0,000 yuan, and the interest from 2 yuan is 654.38+0 days. Long loan period, daily repayment, daily interest, no mortgage, pure credit, full online application for ID card and bank card, the fastest approval in 30 seconds, 654.38+0 minutes to the account. A small amount of money-you can spend (batch seconds) on-line measurement. Using Baidu's artificial intelligence and big data risk control technology, you can encrypt, monitor and protect your personal information all the time. Every loan requires verification items such as verification password, and it can only be lent to the bank card in the lender's own name, so you can use it with confidence. 3. Qianhua: Qianhua is a small loan product under Baidu Finance. Users can find it by searching for "money" in the mobile app store. After downloading, users will find that there are many loan products that can be used with money, such as short-term loans with low thresholds, with a minimum daily interest rate of 0.02%. 4.E-point loan: E-point loan is a micro-credit under Yin Bei Consumer Finance. At present, the maximum credit line users can apply for is 50,000 yuan, and the minimum loan is 1000 yuan. The minimum annual interest rate of e-point loan is 10.8%, which is purely online application and the amount can be recovered. After the user submits the loan application, the loan can be completed in 5 minutes at the earliest. 5。 China Merchants Bank lightning loan: Lightning loan is a mobile phone loan software launched by China Merchants Bank. For high-quality customers of China Merchants Bank with one card, the quota is 0 0. 1-50/-500,000, and the daily interest rate is 0.042%. Among them, the daily interest of micro-loans, loan treasures and China Merchants Bank lightning loans is less than five ten thousandths! If you need to apply for a loan, you can first check whether you want to charge any fees, and then measure which loan platform is more in line with your requirements.
2. What is the cheapest loan interest for mobile phone loan software?
The deposit and loan interest rates of Bank of China, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of Beijing, China Construction Bank, China Merchants Bank, Beijing Rural Commercial Bank, Shenzhen Development Bank, China Guangfa Bank, Huaxia Bank, Minsheng Bank, Bank of Communications, China Everbright Bank, Industrial Bank, China CITIC Industrial Bank and Shanghai Pudong Development Bank are all based on the central bank's benchmark interest rate, so the loan interest of any bank is the same.
Third, how to pay the overdue interest on mobile phones?
Log in to the bank app where the loan is located and click My Loan, and all the details of your loan will be displayed. You can return it directly. Generally, the bank will withhold the payment on the repayment date, without manual repayment, or the mobile phone can download the bank client and bind the bank card to repay. Click the app directly to settle the account, and the app will display it, and the amount will be settled directly.
4. What loan software is Qianzhan, and how to calculate the loan interest?
It is recommended to apply for loans through banking channels. You can log in to China Merchants Bank for mobile banking loans and try your best to apply for loans.
Loan amount: at least 5, depending on your application;
Repayment method: equal repayment of principal and interest;
Loan term: 3, 6, 12, 18, supporting 24 loans.
Borrowing cost: the daily interest rate is 0.045%, please refer to the actual display in the interface; There is no platform service fee.