Annual fee of CCB Longka Savings Card 10 yuan. After RMB 65,438+00 is deducted in the month of account opening, it will be deducted this month every year.
Longka is the general name of CCB savings card, and Longka Zodiac card belongs to a kind of savings card, but with different names and the same purpose.
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On the basis of traditional bank card functions such as transfer, consumption, cash deposit and withdrawal, payment, collection and payment, CCB Longka has added more value-added functions such as one-card multi-account account, investment and wealth management and other wealth management signing services.
1. Integrated management of one account and many accounts: In addition to current and fixed deposit accounts in RMB, USD, HKD, Japanese yen, Euro and GBP, other accounts of customers' own construction bank can also be linked with Dragon Cartoon to make overall arrangements for funds.
2. Contract financing and automatic transfer: You can choose a variety of automatic transfer services, such as changing from current account to current account, changing from current account to fixed account, changing from current account to regular account, changing from notice to current account, voucher-based automatic transfer of treasury bonds due, signing automatic remittance, etc. The bank will automatically dispatch funds for customers according to their contracts.
3.？ Convenient and flexible collection and payment on behalf of customers: Dragon Cartoon can be used as a payroll account, and can also be used to withhold and remit related expenses, thus avoiding the trouble of customers withdrawing cash and paying cash.
4. Investment and wealth management, value preservation and appreciation: Through Dragon Cartoon, customers can handle a series of investment and wealth management businesses such as foreign exchange trading, voucher-type government bonds, funds, bank-securities transfer and customer margin service. It is a good helper to get higher income in financial management.
5. Wide channels and convenient card use: In addition to counter transactions, customers can also use Dragon Cartoon to conduct transactions in special merchants and self-service devices (such as ATM, CDM ATM and self-service terminals). ), telephone banking, online banking and other channels to experience the fun of using the card anytime and anywhere.
6. Overseas transactions, general: UnionPay Dragon Card (formerly Dragon Card Savings Card) can realize overseas cash withdrawal and consumption through UnionPay network; VISA or MasterCard cartoons can use UnionPay network.
You can also spend money by swiping cards from merchants with VISA or MasterCard logos in more than 200 countries and regions around the world, and withdraw local currency from ATM machines, making overseas travel more convenient and unique. Customers can also apply to China Construction Bank for automatic foreign exchange purchase and RMB deposit.
7. Convenient bid, automatic upgrade: Longka cartoon is convenient to bid, which can be handled by all branches of CCB. The original dragon card savings card does not need to be changed, and it is automatically upgraded to a dragon card cartoon.
The main function of a savings card is to save deposits. Cardholders can read and manually enter passwords through the electronic payment network established by the bank and the magnetic stripe of the card, so as to realize the functions of credit card consumption, ATM withdrawal, transfer and various payments. The expenses incurred through the card are equal to the decrease in the balance of the savings account.
If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and you can get it right away without bank approval.
Withdrawal, inquiry, password modification, etc. On the national networked savings ATM. Transfer money for consumption on POS terminal in our city. Deposits and withdrawals are made at savings offices connected to the national network, and deposits are made at ATMs (the specific time will be notified separately).
Savings ATM (a service means and tool provided by savings for depositors, and also a self-service bank for depositors to realize self-service; It is the crystallization of modern communication technology, computer technology and banking services. Can provide depositors with deposit and withdrawal, account inquiry, personal password modification and other functions.
Savings POS business: it is a consumer service tool provided by savings to promote the realization of electronic money, reduce cash circulation and reduce the labor intensity of merchants.
In shopping malls, hotels, entertainment places, public service places, etc. Where the POS terminal has been installed in the bank card network, the savings card user can use the account for consumption, without cash, and the amount of consumption and payment by the user is not limited, and the handling fee is exempted. But the account can't be overdrawn. In addition, Savings also launched mobile phone payment service and telephone wallet payment service, which is easy and flexible, and it is convenient to pay anytime and anywhere 24 hours a day.
References:
Baidu encyclopedia-dragon comics