Current location - Trademark Inquiry Complete Network - Futures platform - Will the use of financial leverage count as interest?
Will the use of financial leverage count as interest?
I don't know what you mean.

For import, if you open a letter of credit, you only need to pay a deposit of 10-20%, which is equivalent to buying goods with one tenth to one fifth of the original funds. The term of letter of credit varies from three months to 1 year, and it is often used as a channel to reduce financing costs in international finance.

1. Because if you make a T/T (full payment before delivery) settlement, your 1 10,000 goods will cost 1 10,000 (the opening fee and the like will be ignored for the time being).

2. If you use a long-term letter of credit (assuming a six-month period) to settle the account, your goods of 6,543,800 yuan will be paid with a deposit of 6,543,800 yuan (the interest rate of foreign loans is low, the annualized rate is about 654.38+0.84%, and the domestic loans are about 6%). If foreigners don't discount, they will receive the money after half a year. The discount fee here is 0. It usually takes about 40 days for the United States to come here. You only need to return the principal to the bank within half a year after the letter of credit is opened (maybe you have already sold the goods first). For enterprises, the financial pressure can be reduced a lot, and the financing cost can also be reduced a lot (because if you only need to buy 654.38+million goods, if you use the first payment method, do you need a loan of 900,000? With the letter of credit, interest will not be calculated on the part other than the deposit before the expiration of the letter of credit (discount depends on whether the foreigner sticks it or not, and whether you need to bear it if you stick it).