In personal financial management, personal "current assets" mainly refer to current cash, demand deposits and other funds that can be realized at any time, and are important indicators to evaluate the liquidity ratio of a person or family.

Equity fund creditor's rights should belong to investment assets.

(A) the main contents of family assets

1, cash and cash equivalents

This is the most liquid asset in the family, mainly including cash, bank demand and time deposits, money market funds and so on. It is the main source of emergency funds for family reserves, and generally needs to maintain the amount of funds used by families for 3 to 6 months.

2. Other financial assets (interest bearing assets)

In addition to cash and cash equivalents, financial assets that can bring future value-added benefits mainly include stocks, bonds, funds, options, futures, insurance and precious metals investment. These financial assets are the most important in personal (family) financial planning, because they are the source of financial goals. In addition to real estate, most personal financial management is aimed at these financial assets.

3. Physical assets

It is a variety of physical assets used or collected in family life, such as self-occupied real estate, investment real estate, automobiles, furniture and household appliances, jewelry, precious collectibles, etc.