Silver td handling fee = transaction price * transaction volume * handling fee rate. The benchmark of td handling fee for silver is W 18, and your cooperation with our company is W 14. Consultation deduction, see space name T+D handling fee. Investors who invest in gold T+D business in banks have no intention to pay extension fees and overdue fees except for handling fees. Among them, Minsheng Bank's gold T+D suspension fee rate is 15/10000, and Industrial Bank stipulates that the maximum fee for personal gold T+D business shall not exceed 19/10000. Because gold T+D business is conducted by margin trading, users may decide to deliver on the same day or postpone delivery, so the mechanism of deferred compensation fee (referred to as "deferred fee") is introduced. Deferred fee is the financing cost of funds or gold objects generated by users' delayed delivery, and the payment direction of deferred fee is determined according to the comparison of the number of delivery statements. The calculation formula of extension fee is: extension fee = position × settlement price of the day × extension rate. It is understood that the gold T+D deferred rates of Minsheng Bank and Industrial Bank are both two ten thousandths of the contract market value/day, and are charged on a daily basis according to the opening date. In addition, according to the relevant regulations of Shanghai Gold Exchange, if an investor holds an extension contract for more than the period announced by the Gold Exchange, the Gold Exchange may charge an overdue fee for the extension position according to the market position; Overdue fee = overdue position × settlement price of the day × overdue rate.