Paper gold is a kind of personal voucher gold. Investors buy and sell "virtual" gold on the books according to the bank quotation. Individuals earn the fluctuating price difference of gold by grasping the international gold price trend. Investors' trading records are only reflected in their personal precious metal accounts, and there is no physical gold withdrawal and delivery.

Paper gold investment is a non-margin transaction, so it is paid in full in the process of buying and selling. Every time you buy and sell, you need to pay a handling fee of one gram of .4 yuan, and the fluctuation of gold price is not big at ordinary times. If you run short-term, the handling fee paid will account for a large proportion.

In addition, gold is a value-added product, and its output is limited, unlike paper money, which can be printed in unlimited quantities, so the general trend of gold is on the rise, so as long as it is held for a long time, it can basically make money.